SINGHI is a village in Bhojpur district, Bihar. This branch serves local residents and businesses for deposits, withdrawals, and electronic transfers. For any online fund transfer — NEFT, RTGS or IMPS — the correct IFSC code is required to route money to the exact bank branch. Using the wrong IFSC delays the transfer or can route funds to the wrong account. Below are full branch details, how to use the IFSC, and practical notes for transactions.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | SINGHI |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7513 |
| Branch Address | SINGHI, Bhojpur, 802301, 7541807513 |
| Contact Number | 7541807513 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802301 |
| State | Bihar |
Merger Update
This branch operates under the consolidated Bihar Gramin Bank arrangement. Earlier regional rural banks in Bihar, including units that functioned as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB), have been integrated into the single IFSC structure now operating under Punjab National Bank’s prefix. The current and valid IFSC for this branch is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC for NEFT, RTGS and IMPS transactions.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:
- First 4 characters = bank identifier (example: PUNB = Punjab National Bank).
- 5th character = reserved and always 0.
- Last 6 characters = branch identifier (alphanumeric). In this IFSC the last six are MBGB06.
How to Use IFSC Code
Follow these steps when sending money to SINGHI branch using NEFT, RTGS or IMPS:
- Open your bank’s netbanking, mobile app, or visit a branch. Choose the transfer type (NEFT / RTGS / IMPS).
- Add a new beneficiary. Enter the beneficiary name exactly as in their bank records.
- Enter the beneficiary account number and the IFSC: PUNB0MBGB06. You may also enter branch address for your records.
- Save the beneficiary. Many banks put a short security hold or require OTP confirmation before the first transfer to a new beneficiary.
- Choose the saved beneficiary, enter the amount, and confirm. Authenticate the transaction with OTP or your bank’s required method (MPIN / netbanking password / token).
- After completion note the transaction reference or UTR number. For NEFT/RTGS this is useful to track the payment. IMPS is instant and typically returns a confirmation immediately.
Practical notes:
- Use RTGS for high-value transfers; many banks treat RTGS as the channel for large amounts (historically ₹2,00,000 and above), but confirm your bank’s rule.
- IMPS is immediate and available 24×7 in most banks for smaller urgent transfers.
- If you are unsure about IFSC, confirm with the beneficiary or bank before sending money.
Benefits of Knowing IFSC
- Ensures funds reach the exact branch and account. It routes electronic transfers correctly.
- Reduces delays and failed transactions caused by incorrect address or branch names.
- Required for online payments, salary credits, vendor payments and tax refunds.
- Makes it easier to verify branch details (combined with MICR 800811002 for cheque clearing).
- Helps you troubleshoot with the bank: you can quote IFSC, MICR and branch code (7513) when reporting issues.
Contact
Branch phone no: 7541807513
Branch Address: SINGHI, Bhojpur, 802301, Bihar
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only code I should use for SINGHI branch?
A: Yes. PUNB0MBGB06 is the valid IFSC for this branch. Old IFSCs from the previous UBGB/DBGB arrangements are revoked. Always use the current IFSC.
Q: What if I enter a wrong IFSC while sending money?
A: If the IFSC does not match the account’s bank, the transfer will usually fail or be returned. If it matches a different branch or bank, funds could reach the wrong account and recovery will require bank intervention and time. Verify IFSC and account number before sending.
Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is usually instant and confirms immediately. NEFT settlements are continuous and typically complete within hours (available 24×7 in most banks). RTGS is for higher-value transfers and generally processes in real time; confirm timing and any bank cut-offs with your bank.
Q: What is MICR 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) is used for cheque clearing. MICR 800811002 identifies this branch in the cheque-clearance system. It is separate from IFSC, which is used for electronic fund transfers.
Q: Why does the branch code (7513) differ from the IFSC suffix?
A: Banks use different internal identifiers. The IFSC suffix (last 6 characters) is an alphanumeric branch identifier used for electronic routing. The branch code (7513) is an internal numeric code. Both help the bank identify the branch but are used in different systems.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.