The Tetariya More branch of Bihar Gramin Bank is located in the Bhojpur district of Bihar. For anyone looking to send or receive money online through this branch, understanding its Indian Financial System Code (IFSC) is essential. This unique 11-character code is a mandatory requirement for all major electronic fund transfer systems in India, including National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). The IFSC code ensures that your money is routed correctly and securely to the intended bank branch, preventing errors and delays.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | TETARIYA MORE |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | MBGB06 |
| Branch Address | TETARIYA MORE, Bhojpur, 802210, 7070997567 |
| Contact Number | 7070997567 |
| City | Bhojpur |
| District | Bhojpur |
| Region | ARA |
| Pincode | 802210 |
| State | Bihar |
Important Merger Update
Bihar Gramin Bank was formed through the amalgamation of two former regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This newly formed entity is sponsored by Punjab National Bank (PNB). As a result of this merger, all old IFSC codes belonging to UBGB and DBGB branches are now invalid and have been revoked. For any online transaction, customers must use the new IFSC code, which starts with ‘PUNB’. The correct and current IFSC code for the Tetariya More branch is PUNB0MBGB06. Using an old code will result in a failed transaction.
What is an IFSC Code?
The Indian Financial System Code (IFSC) is a unique alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch participating in the electronic funds transfer network. This 11-character code helps identify the specific branch involved in a transaction, ensuring the funds are credited to the right place. The structure is consistent across all banks.
Let’s break down the IFSC code PUNB0MBGB06:
- PUNB: The first four letters represent the name of the sponsor bank, which is Punjab National Bank.
- 0: The fifth character is always a zero. It is reserved for future use by the RBI.
- MBGB06: The last six characters are the unique identifier for the specific branch, in this case, the Tetariya More branch.
How to Use the IFSC Code for Fund Transfers
Using the IFSC code for an online money transfer is a straightforward process. Whether you are using a mobile banking app or an internet banking portal, you will need to provide the following details of the person you are paying (the beneficiary):
- Beneficiary’s Name: The full name as registered with their bank.
- Beneficiary’s Account Number: The complete and correct bank account number.
- Bank Name: Bihar Gramin Bank.
- IFSC Code: PUNB0MBGB06 for the Tetariya More branch.
Once you add these details, you can initiate a fund transfer through NEFT, RTGS, or IMPS. Always double-check the IFSC code and account number before confirming the transaction to avoid any errors.
Benefits of Using the Correct IFSC Code
- Ensures Accuracy: The primary benefit is that it routes your funds to the exact bank branch, eliminating guesswork and reducing the risk of errors.
- Prevents Transaction Failures: Using the correct code is mandatory for electronic transfers. An incorrect code will cause the transaction to be rejected by the banking system.
- Speeds Up Transfers: With the correct code, the automated systems can process the transaction quickly without manual intervention, leading to faster credit to the beneficiary’s account.
- Enhances Security: The code acts as a layer of verification, ensuring that the transaction is processed through the proper channels identified by the RBI.
Contact Information
For any queries or assistance, you can reach out to the branch or the bank’s head office.
- Branch Phone Number: 7070997567
- Branch Address: TETARIYA MORE, Bhojpur, Bihar – 802210
- Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR
- Toll-Free Number: 1800-180-7777
Frequently Asked Questions
Why does the Bihar Gramin Bank IFSC code start with ‘PUNB’?
The code starts with ‘PUNB’ because Punjab National Bank (PNB) is the sponsor bank for Bihar Gramin Bank after the merger of Uttar and Dakshin Bihar Gramin Banks. The IFSC codes now reflect this sponsorship.
Can I still use my old Dakshin Bihar Gramin Bank (DBGB) IFSC code?
No. All old IFSC codes from the pre-merger era (for both DBGB and UBGB) are now discontinued. You must use the new IFSC code, PUNB0MBGB06, for all transactions with the Tetariya More branch to be successful.
What happens if I enter the wrong IFSC code?
If you enter an incorrect IFSC code, the transaction will likely be rejected and the money will be credited back to your account, though this can take some time. In a rare case where the incorrect code matches another valid branch, the funds could be sent to the wrong location, causing significant delays and complications.
Is the IFSC code the same for all branches of Bihar Gramin Bank?
No. While the first four letters (‘PUNB’) might be the same, the last six characters are unique to each specific branch. It is crucial to use the code designated for the exact branch you intend to transact with.
Where can I find the IFSC code on a cheque leaf?
The IFSC code for a branch is usually printed near the top of a cheque leaf, often close to the branch address details. You can also find it in your bank passbook or by logging into your internet banking account.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.