Bihar Gramin Bank AKHAURIPUR GOLA IFSC Code

Bihar Gramin Bank AKHAURIPUR GOLA IFSC Code

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AKHAURIPUR GOLA is a village branch of Bihar Gramin Bank located in Buxar district, Bihar (PIN 802114). This branch serves local residents and small businesses for routine banking tasks. For electronic fund transfers—NEFT, RTGS and IMPS—the branch’s IFSC code is essential. That code tells the payment system which bank and which branch should receive the money. Using the correct IFSC reduces delays and routing errors in online transfers.

Branch Details Table

Bank Name Bihar Gramin Bank
Branch Name AKHAURIPUR GOLA
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7003
Branch Address AKHAURIPUR GOLA, Buxar, 802114, 9771464003
Contact Number 9771464003
City Buxar
District Buxar
Reason BHABHUA
Pincode 802114
State Bihar

Merger Update

This IFSC code, PUNB0MBGB06, is issued under Punjab National Bank (code PUNB). Note: the regional rural banks Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated into the newer arrangement and now operate under a single IFSC issued by Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For electronic transfers to this branch, only PUNB0MBGB06 is valid. If you have an older UBGB/DBGB IFSC stored, update it before initiating transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route messages to a specific bank branch in NEFT, RTGS and IMPS systems. The structure is fixed:

  • First 4 characters = Bank code (alphabetic). Example: PUNB for Punjab National Bank.
  • 5th character = 0 (reserved, currently zero).
  • Last 6 characters = Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

How to Use IFSC Code

  • Open your bank’s netbanking or mobile app and choose fund transfer (NEFT/RTGS/IMPS).
  • Choose “Add Beneficiary” or “New Payee”.
  • Enter beneficiary name, account number and the IFSC: PUNB0MBGB06. Double-check spelling and digits.
  • Verify the branch name and micr (if shown) before saving the beneficiary. Confirm that the branch city is Buxar and PIN 802114.
  • Select transfer type: IMPS for instant low-value transfers (24×7), NEFT or RTGS for larger or scheduled transfers. Enter amount and purpose.
  • Complete two-factor authentication (OTP or token) to approve the transfer.
  • Keep the transaction reference for tracking. If the transfer fails, check the IFSC and account number and retry or contact the bank.

Benefits of Knowing the IFSC

  • Ensures funds reach the exact branch and account without delay.
  • Required to add beneficiaries for online banking and UPI setups.
  • Makes validation automatic in banking apps — reduces manual errors.
  • Allows quick troubleshooting: you can tell support the exact IFSC and branch code.
  • Distinguishes between branches in the same city that share similar names.

Contact

Branch phone no: 9771464003

Branch Address: AKHAURIPUR GOLA, Buxar, 802114

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

  • Q: Where can I find the IFSC on a cheque?

    A: The IFSC is usually printed on the cheque leaf near the top or bottom right. If not, ask the branch or check the bank’s official communications. For AKHAURIPUR GOLA use PUNB0MBGB06.

  • Q: What is the difference between IFSC and MICR?

    A: IFSC routes electronic payments (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used to speed up cheque processing. MICR for this branch is 800811002.

  • Q: My bank shows old UBGB IFSC. Will the transfer fail?

    A: Yes. Old UBGB/DBGB IFSCs have been revoked. Use the current IFSC PUNB0MBGB06. If an old IFSC is used, the transfer may be rejected or returned.

  • Q: Are NEFT, RTGS and IMPS available 24×7?

    A: IMPS is available 24×7. NEFT and RTGS have been made available round-the-clock in recent years, but some banks still impose internal cutoff times. Confirm with your bank for any timing limits or charges.

  • Q: What should I do if I entered a wrong IFSC but correct account number?

    A: Most systems validate IFSC vs bank details. If the IFSC doesn’t match the account’s bank, the transaction usually fails and funds are not debited. If funds are debited but misrouted, contact your bank immediately with transaction details and the beneficiary IFSC/account for recovery help.

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