Bihar Gramin Bank ATHAR IFSC Code

Bihar Gramin Bank ATHAR IFSC Code

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ATHAR is a branch of Bihar Gramin Bank located in Buxar district, Bihar (pincode 802126). This page gives the branch address, contact details and the IFSC code used for electronic fund transfers. The IFSC code is required to route NEFT, RTGS and IMPS payments to the correct bank branch. Entering the correct IFSC (and account number) ensures timely credit and reduces failed or delayed transactions.

Branch Details Table

Bank Name Bihar Gramin Bank
Branch Name ATHAR
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7008
Branch Address ATHAR, Buxar, 802126, 9771464008
Contact Number 9771464008
City Buxar
District Buxar
Reason BHABHUA
Pincode 802126
State Bihar

Merger Update

Bihar Gramin Bank branches earlier belonging to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) now operate under a consolidated arrangement with Punjab National Bank. The single, valid IFSC for this merged set of branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transfer, use only the new IFSC PUNB0MBGB06. Transactions using old codes may be rejected or delayed.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.

  • First 4 characters: identify the bank. Example: PUNB = Punjab National Bank.
  • 5th character: is always 0 (reserved for future use).
  • Last 6 characters: identify the specific branch. This part can be numeric, alphabetic or mixed (for example MBGB06 in PUNB0MBGB06).

How to Use IFSC Code (NEFT / RTGS / IMPS)

  • Collect beneficiary details: beneficiary name, account number, bank name, branch and IFSC (PUNB0MBGB06 for ATHAR branch).
  • Login to bank website, mobile app or visit the branch kiosk.
  • Choose transfer type: NEFT, RTGS or IMPS. Note: RTGS is for high-value transfers (usually above ₹2 lakh); NEFT has no minimum and IMPS is instant interbank 24×7 for lower values.
  • Enter beneficiary account number and IFSC exactly. A single wrong character can misroute or fail the transfer.
  • Enter amount and purpose. Review charges and limits before confirming.
  • Authenticate using your bank’s verification method (OTP, token, net-banking password).
  • Save the transaction reference for tracking. NEFT/RTGS/IMPS status can be checked with this reference or by contacting the branch.

Benefits of Knowing the IFSC

  • Ensures funds are routed to the correct bank branch for NEFT, RTGS and IMPS.
  • Reduces the chance of failed transfers and return delays.
  • Speeds up beneficiary setup in internet banking and mobile apps.
  • Required for electronic mandates, online bill payments and salary credits.
  • Useful for reconciling receipts and tracking incoming payments.

Contact

Branch Phone No: 9771464008

Branch Address: ATHAR, Buxar, 802126

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Is the IFSC case-sensitive?
    A: No. IFSC codes are not case-sensitive, but always enter them in the correct format (example: PUNB0MBGB06).
  • Q: Can I use this IFSC for NEFT, RTGS and IMPS?
    A: Yes. The IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transfers to the ATHAR branch.
  • Q: What happens if I enter the wrong IFSC?
    A: If the IFSC does not match the account number, the transaction is usually rejected and returned to the remitter. If the IFSC and account number point to a different valid account, funds may be credited to that account. Report errors immediately to your bank for quicker resolution.
  • Q: Why does the table show branch code 7008 but the IFSC ends with MBGB06?
    A: Banks use different internal schemes. The IFSC’s last 6 characters are an alphanumeric branch identifier used by the central payments system. The branch code (7008) is the bank’s local numeric identifier. Both identify the same branch in different systems.
  • Q: Have IFSC codes changed after the UBGB/DBGB merger?
    A: Yes. Old UBGB/DBGB IFSC codes have been revoked after consolidation under Punjab National Bank. Use only the new IFSC PUNB0MBGB06 for transfers to this branch.

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