Bihar Gramin Bank BASAON IFSC Code

The Bihar Gramin Bank branch at Basaon is located in Buxar district of Bihar (pincode 802129). For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code so the sending bank can route the payment to this exact branch. Using the wrong IFSC delays or returns funds, so always verify the code before you initiate a transfer.

Branch Details

Merger update

The IFSC PUNB0MBGB06 is issued under Punjab National Bank (PNB). Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under PNB’s IFSC structure. If a branch previously used a UBGB or DBGB IFSC, those old IFSC codes are revoked. For transfers to branches that came under this consolidation, use the new IFSC PUNB0MBGB06. Old UBGB/DBGB IFSC codes will not route payments and must not be used.

What is an IFSC code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic transfers. The structure is:

• First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
• 5th character: reserved and is always 0 (zero).
• Last 6 characters: branch identifier (alphanumeric) that points to the specific branch, for example MBGB06 in PUNB0MBGB06.

How to use the IFSC code (NEFT, RTGS, IMPS)

1. Open your bank’s online banking, mobile app, or visit the branch.
2. Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant; NEFT settles in batches; RTGS is for higher-value transfers — check your bank’s RTGS limits.)
3. Enter beneficiary name and account number exactly as given by the recipient.
4. Enter the beneficiary bank’s IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Basaon branch.
5. Provide branch details if the form asks (BASAON, Buxar, Bihar, PIN 802129) and add a remark if needed.
6. Verify the details carefully. A wrong IFSC can send money to a different branch or get the transaction returned.
7. Confirm and authenticate the transaction (OTP, token, or netbanking password as required).
8. Save the transaction reference number until the beneficiary confirms receipt.

Benefits of knowing the IFSC code

• Ensures funds reach the correct branch and account without delay.
• Required input for NEFT, RTGS and IMPS fund transfers.
• Helps confirm branch identity when reconciling receipts or statements.
• Saves time at the bank — you can complete transfers online when you have the IFSC.
• Reduces the chance of errors and returns that cause additional charges and waiting time.

Contact

Branch phone no: 7091596958

Branch Address: BASAON, Buxar, 802129

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for this Basaon branch?
  A: Yes. Use PUNB0MBGB06 for electronic transfers to this branch. Any old UBGB/DBGB codes have been revoked after the merger and will not work.
• Q: Can I transfer via UPI without the IFSC?
  A: UPI transfers use VPA (virtual payment addresses) and do not require IFSC. For bank-to-bank transfers via NEFT/RTGS/IMPS, IFSC is required.
• Q: What happens if I enter a wrong IFSC but correct account number?
  A: If the IFSC points to a branch other than the account’s branch, the transfer may fail or go to the wrong branch. Banks usually detect mismatches and return the funds, but this causes delay. Always double-check both IFSC and account number.
• Q: How do I confirm the IFSC before sending money?
  A: Confirm the IFSC from an official bank document, a bank statement, a cheque leaf with branch details, or by calling the branch phone number (7091596958). Do not rely on unverified third-party sources.
• Q: Are there transfer limits for NEFT, RTGS and IMPS?
  A: IMPS is for instant transfers and typically available 24×7 with per-transaction limits set by banks. NEFT works in batch settlements; limits depend on your bank. RTGS is intended for high-value transfers; many banks set a higher minimum (commonly around ₹2,00,000, but this can vary). Check your bank’s tariff sheet for exact limits and charges.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.