The DHANSOIN branch of Bihar Gramin Bank is located in Dhansoin village, Buxar district, Bihar (PIN 802117). This IFSC code is required when you send or receive electronic fund transfers such as NEFT, RTGS or IMPS. Entering the correct IFSC ensures the payment is routed to the exact bank branch. A wrong code can delay the transfer or route funds to the wrong branch.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | DHANSOIN |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7034 |
| Branch Address | DHANSOIN, Buxar, 802117, 9771464034 |
| Contact Number | 9771464034 |
| City | Buxar |
| District | Buxar |
| Reason | BHABHUA |
| Pincode | 802117 |
| State | Bihar |
Merger Update
The regional rural banks in Bihar underwent consolidation. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged under the sponsor bank, Punjab National Bank (PNB). As part of this reorganisation, the consolidated set of branches now uses the single IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For any transaction, use only the new IFSC PUNB0MBGB06; old codes will not work and can cause payment failures.
What is an IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character code used to identify bank branches in electronic fund transfers. The structure is:
- First 4 characters: bank identifier (example: PUNB for Punjab National Bank).
- 5th character: always 0 (reserved for future use).
- Last 6 characters: branch identifier (example: MBGB06 for the merged Bihar Gramin Bank branch code).
So, PUNB0MBGB06 breaks down as PUNB (bank) + 0 (reserved) + MBGB06 (branch).
How to Use IFSC Code for NEFT, RTGS, IMPS
Follow these steps when making an electronic transfer:
- Open your bank’s netbanking, mobile app or visit the branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (Use RTGS for high-value urgent transfers, NEFT for regular transfers, IMPS for instant 24×7 smaller transfers.)
- Add beneficiary details: name, account number and IFSC code (PUNB0MBGB06 for DHANSOIN branch).
- Verify the beneficiary details. The app usually shows the branch name after you enter the IFSC. Confirm it reads DHANSOIN / Buxar.
- Enter amount and reason, if required. For NEFT/RTGS, select the desired transfer batch or enable immediate processing where available.
- Authenticate the transaction using your OTP, PIN or token.
- Save or note the transaction reference. Check status in your app or contact the branch if there is a delay.
Practical tips:
- Copy-paste the IFSC to avoid typing mistakes. Still confirm the branch name shown by your bank.
- NEFT processes in half-hour or hourly batches depending on the bank. IMPS is instant. RTGS is immediate for large-value payments where the receiving bank supports it.
- Check transfer limits and charges with your bank. Small banks or channels may set caps for IMPS.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds go to the correct branch and account.
- Faster troubleshooting: A valid IFSC helps banks trace failed or returned payments quickly.
- Safe transfers: Using the correct IFSC reduces risk of misrouting and related disputes.
- Required for all electronic transfers: NEFT, RTGS and IMPS need the IFSC to route payments.
- Useful for setting up automatic payments or payrolls tied to a specific branch.
Contact
Branch phone no: 9771464034
Branch Address: DHANSOIN, Buxar, 802117
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use the old UBGB IFSC code to transfer money?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for the DHANSOIN branch. Transfers sent to revoked IFSCs will fail or be returned.
Q: How quickly will funds arrive if I use this IFSC?
A: For IMPS, funds are usually instant and visible within seconds. NEFT timings depend on the bank’s batch schedule and may take up to a few hours during the business day. RTGS is immediate for eligible amounts when both banks support it.
Q: What if the beneficiary name does not match after entering IFSC and account number?
A: Banks match account numbers primarily. However, if the beneficiary name doesn’t match or the branch shown is different, do not proceed. Double-check the IFSC and account number with the beneficiary. Contact the branch at 9771464034 if unsure.
Q: Is MICR the same as IFSC?
A: No. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing. IFSC is an 11-character alphanumeric code used for electronic transfers. For DHANSOIN branch, MICR is 800811002.
Q: Where can I verify the IFSC before sending money?
A: Verify the IFSC from the beneficiary’s bank passbook, a recent cheque leaf, or by calling the branch at 9771464034. You can also confirm the branch name in your bank’s beneficiary-add screen after entering the IFSC.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.