Bihar Gramin Bank HARNATHPUR IFSC Code

The Bihar Gramin Bank branch at HARNATHPUR serves customers in Harnathpur village, Buxar district, Bihar (PIN 802130). For electronic fund transfers such as NEFT, RTGS and IMPS you must provide the correct IFSC code. The IFSC identifies the bank and branch in the payment network so funds route to the right account. Using the wrong code or incomplete details delays credit or causes rejection.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	HARNATHPUR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6948
Branch Address	HARNATHPUR, Buxar, 802130, 7091596948
Contact Number	7091596948
City	Buxar
District	Buxar
Reason	BHABHUA
Pincode	802130
State	Bihar

Merger update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into Punjab National Bank for operational and payment routing purposes. After the merger both banks now use the single IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For transfers to branches formerly under UBGB/DBGB you must use PUNB0MBGB06; transactions with old IFSC codes will not complete.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that identifies a bank branch in electronic payment systems.

• First 4 characters = bank identifier (example: PUNB for Punjab National Bank).
• 5th character = reserved and is always 0 (zero).
• Last 6 characters = branch identifier (alphanumeric). Example: in PUNB0MBGB06 the last six characters MBGB06 identify the specific branch.

How to use IFSC Code for NEFT, RTGS, IMPS

• Step 1: Collect beneficiary details — name, account number, and IFSC (use PUNB0MBGB06 for Harnathpur).
• Step 2: Log in to your bank’s netbanking, mobile app, or visit a branch.
• Step 3: Select transfer type — NEFT, RTGS or IMPS. (IMPS is instant 24×7, NEFT is suitable for routine transfers, RTGS for high-value transfers.)
• Step 4: Add or choose the beneficiary. Enter account number exactly and paste/type the IFSC PUNB0MBGB06. Select account type (savings/current).
• Step 5: Banks often require beneficiary verification. Complete any OTP or validation step.
• Step 6: Initiate transfer and note the transaction reference/UTR. Keep it until the beneficiary confirms receipt.
• Example: Beneficiary A/c 123456789012, IFSC PUNB0MBGB06, Bank: Punjab National Bank (Bihar Gramin Bank branch routing). Enter these exactly to avoid misrouting.

Benefits of knowing the IFSC

• Keeps electronic transfers accurate and quick.
• Prevents failed transfers and avoids return charges.
• Allows you to add beneficiaries in netbanking/mobile apps without visiting a branch.
• Needed for payroll, vendor payments and recurring payments.
• Helps customer service identify the exact branch for queries and refunds.

Contact

Branch phone no: 7091596948

Branch address: HARNATHPUR, Buxar, 802130, 7091596948

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: What is the IFSC code for Bihar Gramin Bank HARNATHPUR?
A: The IFSC is PUNB0MBGB06.

Q: Can I use an old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for successful routing.

Q: Where can I find the IFSC on paper documents?
A: The IFSC is printed on the cheque leaf, bank passbook and account statement. Branch counters can also confirm it. Always verify before initiating high-value transfers.

Q: Is IFSC case-sensitive?
A: No. Electronic systems treat letters case-insensitively, but standard practice is to use uppercase (for clarity): PUNB0MBGB06.

Q: My transfer shows ‘Pending’ or ‘Failed’. What should I do?
A: Note the transaction reference or UTR. Contact your bank and provide the UTR, amount, beneficiary details and timestamp. Also contact the beneficiary branch at 7091596948 if required. The bank will trace and advise next steps or refund procedures.