Bihar Gramin Bank MAHUAR IFSC Code

Bihar Gramin Bank, MAHUAR branch is located in Mahuar village, Buxar district, Bihar (PIN 802112). This branch serves local depositors and businesses in and around Buxar. For electronic fund transfers, the branch uses the IFSC code. An IFSC is required to route NEFT, RTGS and IMPS payments correctly between banks. Using the correct IFSC avoids delays, rejects and misrouting of funds.

Branch Details

Merger Update

Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank’s arrangement. As a result, the unified IFSC code in use for affected branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes that previously routed transactions to their legacy systems have been revoked. For all NEFT, RTGS and IMPS transfers to this branch you must use the new IFSC PUNB0MBGB06.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify bank branches for electronic fund transfers.

Structure:

• First 4 characters — alphabetic bank identifier (example: PUNB for Punjab National Bank).
• 5th character — always the digit 0 (reserved for future use).
• Last 6 characters — branch identifier (alphanumeric). In this case the last six are MBGB06, making the full code PUNB0MBGB06.

How to Use IFSC Code

Steps to make NEFT, RTGS or IMPS transfers to the MAHUAR branch:

1. Open your bank’s internet banking, mobile app or visit a branch. Choose “Fund Transfer” or “Send Money”.
2. Select transfer type: NEFT, RTGS or IMPS. NEFT is usually for regular transfers, RTGS for high-value real-time transfers, IMPS for instant 24×7 transfers.
3. Add a beneficiary: enter the beneficiary account name and account number exactly as held at the receiving bank.
4. Enter the IFSC: PUNB0MBGB06. Verify characters carefully. The first four letters identify the bank (PUNB), the 5th is 0, and the last six identify the branch (MBGB06).
5. Enter amount and purpose. For RTGS, your bank may require a minimum amount (check your bank’s rule). IMPS may have per-transaction limits set by the bank.
6. Verify details on screen. Confirm and authenticate the transfer using OTP, netbanking token or UPI pin as required.
7. Save the beneficiary for future transfers only after confirming a successful small-value test transfer, if transferring to a new payee.

Benefits of Knowing the IFSC

• Accurate routing — Ensures funds reach the correct bank branch without manual intervention.
• Faster processing — Correct IFSC reduces rejections and delays for NEFT/RTGS/IMPS.
• Safety — Entering the correct IFSC helps banks validate beneficiary details and reduce the chance of misdirected funds.
• Convenience — Required for adding beneficiaries in netbanking and payment apps.
• Audit trail — IFSC appears in transaction records, making reconciliation and dispute resolution easier.

Contact

Branch Phone: 9771464054
Branch Address: MAHUAR, Buxar, 802112
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777

FAQs

Q: What should I do if a transfer to PUNB0MBGB06 fails?
A: First, note the error message and reference number. Check that the account number and IFSC are entered exactly. Contact your bank with the transfer reference and the beneficiary details. Keep screenshots and any SMS/transaction IDs for quick tracing.

Q: Can I use an old UBGB or DBGB IFSC to transfer money?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use the new IFSC PUNB0MBGB06 for transactions to this branch.

Q: Where else can I find the IFSC for this branch?
A: You can find it on the branch cheque leaf or passbook, or by calling the branch phone (9771464054) or the bank’s toll-free number (18001807777). Banks also list IFSCs in branch details provided to customers.

Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but always enter it as shown to avoid mistakes. Banks usually accept either uppercase or lowercase but entering uppercase reduces chance of typographical mistakes.

Q: What is the difference between MICR and IFSC?
A: IFSC routes electronic transfers (NEFT/RTGS/IMPS) and is 11 characters. MICR (here 800811002) is a 9-digit code used by the cheque clearing system to speed physical cheque processing. Both serve different purposes.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.