The Bihar Gramin Bank branch at Nainizore is located in Nainizore village, Buxar district, Bihar (PIN 802112). This IFSC code page helps customers and businesses send and receive funds to and from the Nainizore branch using NEFT, RTGS and IMPS. The IFSC identifies the bank and the exact branch in electronic payment systems. Using the correct IFSC avoids failed transfers, delays and reconciliation issues.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | NAINIZORE |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7059 |
| Branch Address | NAINIZORE, Buxar, 802112, 9771464059 |
| Contact Number | 9771464059 |
| City | Buxar |
| District | Buxar |
| Reason | BHABHUA |
| Pincode | 802112 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and operate under Punjab National Bank’s arrangement for regional rural banks. The consolidated branches now use a single IFSC code for the merged entity: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for electronic transactions. Always use the new IFSC when initiating NEFT, RTGS or IMPS.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is fixed:
- First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character: Reserved and is always 0 (zero).
- Last 6 characters: Branch code (letters or digits). Example: MBGB06 identifies the specific branch.
So in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = branch identifier.
How to Use IFSC Code
- Open your bank’s internet banking or mobile banking app. You can also use the branch counter or ATM-enabled transfer form.
- Choose the transfer type: NEFT, RTGS or IMPS.
- Enter the beneficiary bank name as Bihar Gramin Bank and beneficiary branch IFSC as PUNB0MBGB06. Some apps let you search by IFSC directly.
- Provide the beneficiary account number and name exactly as on their bank records.
- Enter the amount and a short remark (optional).
- Verify all details. A wrong IFSC or account number can route funds incorrectly or cause failure.
- Authorize the transfer with OTP, token or transaction password as required by your bank.
- Keep the transaction reference for tracking. For failed or pending transactions, contact your bank with the reference number.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual routing.
- Required field for all electronic transfers: NEFT, RTGS and IMPS.
- Speeds up reconciliation for businesses and payrolls.
- Reduces failed transfers and chargebacks caused by incorrect bank details.
- Helps verify beneficiary details before sending money.
Contact
Branch Phone: 9771464059
Branch Address: NAINIZORE, Buxar, 802112
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll-free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Nainizore branch?
A: Yes. PUNB0MBGB06 is the IFSC assigned for electronic transfers to the Nainizore branch. Use this code for NEFT, RTGS and IMPS.
Q: Can I use the old UBGB or DBGB IFSC codes?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. They will not work for transactions. Use the current code PUNB0MBGB06.
Q: Where can I find the branch code and MICR?
A: The branch code is 7059 and the MICR code is 800811002. These are used for cheque processing and internal bank routing.
Q: Which fund-transfer method should I use—NEFT, RTGS or IMPS?
A: Use NEFT for routine transfers. Use RTGS for high-value, time-sensitive transfers (RTGS typically handles large-value transactions). Use IMPS for immediate transfers any time of day for smaller amounts. Check limits and charges with your bank.
Q: What should I verify before sending money?
A: Verify three items: beneficiary account number, beneficiary name and IFSC (PUNB0MBGB06 for Nainizore). Also confirm the exact bank name and branch. A mismatch can delay or block the transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.