Bihar Gramin Bank RAJPUR KALAN IFSC Code

The Rajpur Kalan branch of Bihar Gramin Bank is located in the Buxar district of Bihar. For anyone looking to send or receive money through online banking, knowing the correct Indian Financial System Code (IFSC) is essential. This unique 11-character code identifies the specific bank branch involved in a transaction, ensuring that funds transferred via NEFT, RTGS, or IMPS are routed accurately and without delay. Without the correct IFSC, electronic fund transfers cannot be processed.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	RAJPUR KALAN
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6866
Branch Address	RAJPUR KALAN, Buxar, 821109, 7485096866
Contact Number	7485096866
City	Buxar
District	Buxar
Region	BHABHUA
Pincode	821109
State	Bihar

Important Merger Update

Bihar Gramin Bank was formed by the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Following this amalgamation, the new entity is sponsored by Punjab National Bank (PNB). As a result, all branches of the newly formed Bihar Gramin Bank, including Rajpur Kalan, now use a single, unified IFSC code: PUNB0MBGB06. Please note that all old IFSC codes previously assigned to UBGB and DBGB branches are now invalid. Using an old code will cause your transaction to fail. For any fund transfer to a Bihar Gramin Bank account, you must use the new PNB-sponsored IFSC code.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch participating in the electronic funds transfer system. The code has a specific structure that helps route transactions correctly.

Let’s break down the IFSC code for Bihar Gramin Bank, PUNB0MBGB06:

• PUNB: The first four letters represent the name of the sponsor bank, which is Punjab National Bank.
• 0: The fifth character is always a zero. It is reserved for future use by the RBI.
• MBGB06: The last six characters identify the specific bank entity. In this unique case post-merger, “MBGB06” is used as a common identifier for all branches of Bihar Gramin Bank.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for online banking is straightforward. Whether you are using a mobile banking app or a web portal for NEFT, RTGS, or IMPS, the process is similar.

1. Log in to your internet banking or mobile banking application.
2. Select the option for fund transfer (NEFT, RTGS, or IMPS).
3. Add a new beneficiary or payee. You will be prompted to enter the recipient’s details.
4. Enter the beneficiary’s name, account number, and account type (savings or current).
5. In the IFSC field, carefully enter PUNB0MBGB06. Most banking systems will automatically populate the bank and branch details once you enter the code.
6. Enter the amount you wish to transfer and any remarks, then confirm the transaction.

Benefits of Using the Correct IFSC Code

• Accuracy: It ensures your money is sent to the exact intended bank branch, eliminating errors.
• Speed: Correct codes enable automated processing, making your NEFT, RTGS, and IMPS transfers faster.
• Security: It acts as a primary identifier to prevent misdirected payments and potential fraud.
• Reliability: Using the valid IFSC code prevents transaction failures and the inconvenience of funds being reversed.

Contact Information

For direct assistance, you can reach out to the branch or the head office.

• Branch Phone Number: 7485096866
• Branch Address: RAJPUR KALAN, Buxar, Bihar – 821109
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

Why does the Bihar Gramin Bank IFSC code start with “PUNB”?
After the merger of Uttar and Dakshin Bihar Gramin Banks, the newly formed Bihar Gramin Bank is sponsored by Punjab National Bank (PNB). Therefore, the IFSC code begins with “PUNB” to reflect the sponsor bank’s identity in the national payment system.

Do I need a different IFSC code for each Bihar Gramin Bank branch?
No. After the merger, a single unified IFSC code, PUNB0MBGB06, has been assigned for all transactions directed to any branch of Bihar Gramin Bank. This simplifies the fund transfer process for customers.

What will happen if I use an old IFSC code from Uttar or Dakshin Bihar Gramin Bank?
If you use an old, revoked IFSC code, your transaction will be rejected by the banking system. The funds will either not leave your account or will be returned after a few business days. It is crucial to update your beneficiary list with the new IFSC code.

Where can I find the IFSC code for my branch?
The IFSC code is printed on the cheque leaves issued by the bank. It is also mentioned on the first page of your bank passbook and can be found on the bank’s official website or by contacting customer service.

Is the IFSC code required for UPI payments?
No, standard UPI transactions do not require an IFSC code. UPI operates using a Virtual Payment Address (VPA), like yourname@okbank. The IFSC and account number are only needed if you are adding a bank account to your UPI app or sending money directly to an account number through the app.