The Rupsagar branch is located in RUPSAGAR village, Buxar district, Bihar (PIN 802129). This branch serves local customers for deposits, withdrawals, and fund transfers. For electronic transfers—NEFT, RTGS and IMPS—the IFSC code is required to route funds to the correct bank and branch. A correct IFSC ensures transfers are delivered quickly and without manual intervention. Entering the wrong IFSC can delay the payment or route it to a different branch.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | RUPSAGAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7073 |
| Branch Address | RUPSAGAR, Buxar, 802129, 9771464073 |
| Contact Number | 9771464073 |
| City | Buxar |
| District | Buxar |
| Reason | BHABHUA |
| Pincode | 802129 |
| State | Bihar |
Merger Update
If this branch was earlier administered under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following: UBGB and DBGB have been consolidated and their operations now fall under Punjab National Bank’s sponsored IFSC mapping. The single valid IFSC for the merged entity is PUNB0MBGB06. Old IFSC codes issued to UBGB or DBGB branches have been revoked and should not be used for electronic transfers. Always use the new IFSC PUNB0MBGB06 for NEFT, RTGS or IMPS transactions to avoid failed or misrouted transfers.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is:
- First 4 characters = Bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character = Reserved and is always 0 (zero).
- Last 6 characters = Branch identifier (alphanumeric). Example: MBGB06 identifies a specific branch under the bank’s mapping.
So in PUNB0MBGB06, PUNB = bank, 0 = reserved, MBGB06 = branch code.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s netbanking app or mobile banking app and choose the transfer type (NEFT, RTGS or IMPS). IMPS is typically instant and available 24×7; NEFT is used for routine transfers; RTGS is for high-value transfers.
- Add a new beneficiary: enter beneficiary name, bank account number, and the IFSC PUNB0MBGB06. Verify the branch name shown by the app against “RUPSAGAR, Buxar”.
- Confirm beneficiary details. Most banks perform an IFSC-branch name match; check that the branch displayed matches RUPSAGAR.
- Authorize the transfer with OTP or banking PIN. For RTGS or NEFT choose the service when initiating the payment. IMPS will typically show instant confirmation.
- Save the beneficiary after successful verification if you will transfer again. Always double-check the IFSC and account number before authorizing payment.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds go to the correct branch and account without manual intervention.
- Faster processing: Systems use IFSC to process NEFT/RTGS/IMPS automatically, reducing delays.
- Reduced errors: Entering a verified IFSC lowers the risk of failed transfers or returns.
- Convenience: You can add beneficiaries in internet banking or UPI apps quickly using the IFSC.
- Compliance: Banks require IFSC for regulatory reconciliation and settlement of electronic payments.
Contact
Branch Phone: 9771464073
Branch Address: RUPSAGAR, Buxar, 802129
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Where can I find the IFSC on my cheque or passbook?
A: The IFSC is usually printed on the cheque leaf near the MICR code or on the top of the cheque. Passbooks and account statements often list the branch IFSC on the first page or account details page.
Q: What happens if I enter a wrong IFSC for a transfer?
A: If the IFSC points to a different valid branch but the account number does not match, the transfer may be returned to your account and credited back after reconciliation. If the IFSC and account number match another account, funds may reach an unintended recipient. Report such cases to your bank immediately for reversal; reversals depend on the recipient bank’s cooperation and can take time.
Q: Is IFSC the same as MICR?
A: No. IFSC is used for electronic transfers and identifies bank and branch. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing and is printed at the bottom of cheques. Example here: MICR Code = 800811002.
Q: After a bank merger, will the IFSC change?
A: Yes—mergers often lead to new IFSC codes under the sponsoring bank. As noted above, UBGB/DBGB branches now operate under the IFSC PUNB0MBGB06. Always confirm the current IFSC with your bank before transferring funds.
Q: How can I verify that PUNB0MBGB06 is correct for Rupsagar?
A: Verify via your bank’s customer service, the branch phone (9771464073), the passbook, or the branch office itself. Also confirm on the payee’s cheque leaf or account statement. When adding a beneficiary in netbanking, the system usually displays the branch name after you enter the IFSC; ensure it shows “RUPSAGAR, Buxar”.
If you need help verifying details or initiating a transfer, call the branch at 9771464073 or the bank’s toll-free number 18001807777 before proceeding.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.