Bihar Gramin Bank Bahera IFSC Code

Bahera is a town in Darbhanga district, Bihar (PIN 847201). This branch serves local residents and businesses for deposits, withdrawals and electronic payments. For digital transfers using NEFT, RTGS or IMPS you need the branch IFSC. The IFSC identifies the exact bank branch in the national electronic payment system so money reaches the correct account quickly and securely.

Branch Details

Merger update

Important: Bihar Gramin Bank branches formerly under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) now operate under Punjab National Bank systems. Both UBGB and DBGB were merged into a single set-up and the unified IFSC PUNB0MBGB06 is used for this Bahera branch. Old UBGB/DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer use only the new IFSC shown above.

What is an IFSC code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic transfers.

• First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: Reserved and is always the numeral 0.
• Last 6 characters: Branch identifier (alphanumeric). For this branch the last six are MBGB06, making the full IFSC PUNB0MBGB06.

Note: IFSC is used only for electronic transfers (NEFT/RTGS/IMPS). It is different from the MICR code, which is used in cheque clearing.

How to use the IFSC code for NEFT, RTGS and IMPS

• Open your bank’s netbanking portal or mobile app, or visit your bank branch.
• Go to “Add beneficiary” or “New payee”. Enter beneficiary name exactly as on their bank account.
• Enter the beneficiary account number as provided by the recipient.
• Enter the IFSC PUNB0MBGB06 and verify the bank and branch name that the system shows.
• Choose the transfer method:
  • IMPS — immediate, available 24×7 for smaller urgent transfers.
  • NEFT — bulk and regular transfers; now available round-the-clock in near real-time on most platforms.
  • RTGS — for large-value, near real-time settlement (typically used for higher amounts).
• Enter amount and purpose, review charges and limits, then confirm. If adding a new beneficiary online, you may need to wait a short cooling period before first transfer (bank-specific).
• Always double-check the IFSC and account number before confirming. Copy-paste is safer than manual typing.

Benefits of knowing the correct IFSC

• Ensures funds reach the exact branch and account without delay.
• Makes it possible to receive or send money using NEFT, RTGS and IMPS.
• Reduces chances of failed transfers, return charges or reconciliation work.
• Helps merchants and payroll teams automate payments accurately.
• Enables digital banking for rural and remote customers who rely on bank branches like Bahera.

Contact

Branch phone: 9297955072

Branch address: Bahera, DARBHANGA, 847201

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

• Q: How do I confirm this IFSC is correct?

  A: Verify the IFSC on a recent bank passbook or cheque leaf showing the branch name. You can also call the branch at 9297955072 and confirm the code PUNB0MBGB06 before initiating a transfer.

• Q: Can I use the MICR code instead of IFSC for an online transfer?

  A: No. MICR (800811002) is for cheque processing. For electronic transfers (NEFT/RTGS/IMPS) you must use the IFSC.

• Q: Old UBGB/DBGB IFSC codes are saved in my payee list. Are they still valid?

  A: No. Those old codes have been revoked after the merger. Replace them with the new IFSC PUNB0MBGB06 to ensure successful transfers.

• Q: What if I enter a wrong IFSC but correct account number?

  A: If the IFSC maps to a different branch, the system may still route based on account number and bank, but that increases risk of returns or delay. If IFSC and account number mismatch, the transfer may fail or go to the wrong branch. Always confirm both values.

• Q: How fast are transfers to this branch?

  A: IMPS is immediate (24×7). NEFT settlements are effectively real-time in current operations, though bank processing times can vary. RTGS is near real-time for high-value payments. If timing is critical, use IMPS or RTGS and confirm with the branch.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.