Bihar Gramin Bank Bithauli IFSC Code

Bithauli branch of Bihar Gramin Bank is located in Darbhanga district, Bihar (PIN 847002). The branch handles local retail and agriculture banking needs. For electronic fund transfers—NEFT, RTGS and IMPS—you must use the correct IFSC code so funds reach the right branch instantly and without reconciliation delays.

Branch Details

Merger Update

The Bithauli branch is now operating under a consolidated IFSC code. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank’s IFSC code PUNB0MBGB06. Old UBGB and DBGB IFSC codes are revoked. For all NEFT/RTGS/IMPS transactions use only the new IFSC code PUNB0MBGB06. Transactions attempted with the old IFSC codes may fail or be returned.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used for electronic fund transfers in India. Its structure is:

• First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
• 5th character: Always zero (0), reserved for future use.
• Last 6 characters: Branch identifier (example: MBGB06 identifies the Bithauli branch under the merged arrangement).

Example breakdown of this branch IFSC: PUNB (bank) + 0 + MBGB06 (branch code) = PUNB0MBGB06.

How to Use IFSC Code

• Open your bank’s netbanking or mobile app. Go to the fund transfer or payments section.
• If the beneficiary is new, add beneficiary details: name, account number and the IFSC PUNB0MBGB06. Confirm the account number carefully.
• Choose transfer type: IMPS for instant transfers, NEFT for routine transfers, RTGS for high-value immediate settlement.
• Enter amount and purpose. The app will show applicable charges and any limits. Confirm and authorize the transaction using OTP or transaction password.
• Note the transaction reference/UTR for reconciliation. If the transfer fails, contact your bank with the UTR and timestamp.
• Always verify IFSC and account number before sending funds. Small typos can route funds incorrectly or delay settlement.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account without manual intervention.
• Required to add beneficiaries for NEFT, RTGS and IMPS in online banking and apps.
• Speeds up inward remittances and reduces failed transactions.
• Makes reconciliation easy for payments and payroll with branch-level identification.
• Helps customer service trace transactions using the branch code embedded in IFSC.

Contact

Branch Phone: 9297955084

Branch Address: Bithauli, DARBHANGA, 847002

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: Can I use an old UBGB or DBGB IFSC for transfers?

  A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the unified IFSC PUNB0MBGB06 for all transactions to this branch.

• Q: Which transfer method should I choose for urgent large payments?

  A: Use RTGS for immediate gross settlement, which is appropriate for large-value transfers. Confirm the bank’s minimum RTGS threshold and charges before sending.

• Q: What if I enter the wrong IFSC but correct account number?

  A: Most systems match both IFSC and account number. If the IFSC does not match the account number, the transaction may fail or be returned. Contact your bank immediately with transaction details to resolve the issue.

• Q: How do I add Bithauli branch as a beneficiary?

  A: In your bank’s app or netbanking, choose “Add Beneficiary.” Enter beneficiary name, account number, IFSC PUNB0MBGB06, and bank name. Complete any mandated verification steps like OTP or waiting period.

• Q: Where can I confirm branch details if in doubt?

  A: Confirm with the branch phone (9297955084) or the bank’s toll-free number (18001807777). Always verify IFSC and account number before initiating transfers.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.