The Bihar Gramin Bank branch at Biroul is located in Darbhanga district, Bihar (PIN 847203). This IFSC page helps customers and businesses identify the correct routing code for electronic fund transfers. An accurate IFSC is required for NEFT, RTGS and IMPS transactions to route money to the right bank and branch without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Biroul |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100461 |
| Branch Address | Biroul, DARBHANGA, 847203, 9297955081 |
| Contact Number | 9297955081 |
| City | DARBHANGA |
| District | DARBHANGA |
| Reason | DARBHANGA |
| Pincode | 847203 |
| State | Bihar |
Merger Update
The Biroul branch operates under the consolidated Bihar Gramin Bank umbrella. Previously, regional rural banks like Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were separate. They have been merged and their operations now run under Punjab National Bank’s assigned IFSC PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 should be used for all NEFT, RTGS and IMPS transactions to this branch.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:
- First 4 characters = bank identifier (example: PUNB for Punjab National Bank).
- 5th character = always 0 (reserved for future use).
- Last 6 characters = branch identifier (unique to the specific branch).
Example: PUNB0MBGB06 breaks down as PUNB (bank) + 0 + MBGB06 (Biroul branch code under the merged setup).
How to Use IFSC Code
Follow these steps when making Transfers (NEFT, RTGS, IMPS):
- Open your bank’s netbanking portal or mobile app. For branch counter transfers, ask the teller for the fund transfer form.
- Choose the transfer type: NEFT, RTGS (for large value and same-day), or IMPS (instant, 24×7).
- Enter beneficiary details: Account name, Account number, and the IFSC exactly as PUNB0MBGB06.
- Verify the bank and branch name shown by your bank’s system before confirming. The system usually displays the branch after you enter IFSC.
- Enter amount and purpose. Double-check all fields. Mistyped IFSC or account number can delay or misroute funds.
- Authenticate the transaction (OTP, token, or netbanking password) and keep the transaction reference for tracking.
Benefits of Knowing the IFSC
- Ensures money reaches the correct branch quickly via NEFT, RTGS or IMPS.
- Reduces failed or returned transactions due to routing errors.
- Speeds up reconciliation for businesses and payrolls.
- Required for adding beneficiaries in netbanking/mobile banking.
- Helps validate branch details when confirming recipient information.
Contact
Branch Phone: 9297955081
Branch Address: Biroul, DARBHANGA, 847203
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC to send money to Biroul branch?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the current IFSC PUNB0MBGB06 for all transfers.
Q: What if I enter the wrong IFSC but correct account number?
A: Most banks route by IFSC and account number together. If the IFSC does not match the account’s branch, the transaction may fail or be returned. Contact your bank immediately with the transaction reference to resolve.
Q: Is IFSC required for IMPS transactions?
A: Yes. IMPS requires the beneficiary’s account number and IFSC. Some banks also allow MMID-based transfers, but account+IFSC is standard and preferred.
Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used for processing physical cheques through clearing houses. For electronic transfers, IFSC is essential.
Q: How can I verify that PUNB0MBGB06 is correct for Biroul?
A: Verify by checking the beneficiary details that appear after entering the IFSC in your bank’s transfer interface. You can also call the branch at 9297955081 or the toll-free number 18001807777 for confirmation before sending large amounts.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.