Jayantipur Dath is a branch serving customers in Darbhanga district of Bihar. It sits in a semi-urban area with both retail and small-business banking needs. For electronic fund transfers — NEFT, RTGS and IMPS — the branch IFSC is essential. The IFSC uniquely identifies this branch on payment networks and ensures funds reach the correct account without manual intervention.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Jayantipur Dath |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100468 |
| Branch Address | Jayantipur Dath, DARBHANGA, 847103, 9297955100 |
| Contact Number | 9297955100 |
| City | DARBHANGA |
| District | DARBHANGA |
| Reason | DARBHANGA |
| Pincode | 847103 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under the sponsorship of Punjab National Bank. All branches now operate with the unified IFSC PUNB0MBGB06. Old IFSC codes issued to UBGB or DBGB branches have been revoked. Only the new IFSC code should be used for NEFT, RTGS and IMPS transactions to avoid failed or delayed transfers.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character code used to identify bank branches on electronic payment systems.
- First 4 characters – bank identifier (letters). Example: PUNB = Punjab National Bank.
- 5th character – reserved and is always 0 (zero).
- Last 6 characters – branch identifier. It can contain letters and numbers. Example: MBGB06 in PUNB0MBGB06 identifies the specific branch.
How to Use IFSC Code
- Open your bank’s netbanking app or payment app and choose NEFT, RTGS or IMPS as needed.
- Enter the beneficiary name and account number exactly as given by the receiver.
- Enter the IFSC code: PUNB0MBGB06. Verify each character.
- Enter the amount and purpose. For RTGS, ensure amount meets the minimum RTGS limit set by your bank.
- Confirm beneficiary details and authorize the payment using OTP, debit card, or token as required.
- Save the beneficiary if you will transfer regularly. Re-check the IFSC if saved beneficiaries are more than a year old, especially after bank mergers.
Benefits of Knowing the IFSC
- Ensures accurate electronic transfers (NEFT, RTGS, IMPS) to the correct branch and account.
- Speeds up reconciliation for businesses by reducing failed transfers.
- Prevents manual intervention and phone calls to confirm branch details.
- Helps resolve disputes faster by providing a unique branch identifier (useful when combined with MICR and branch code).
- Important after bank reorganizations or mergers to use the current valid IFSC and avoid rejected payments.
Contact
Branch phone no: 9297955100
Branch Address: Jayantipur Dath, DARBHANGA, 847103, 9297955100
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for Jayantipur Dath branch now?
A: Yes. After the consolidation under Punjab National Bank, PUNB0MBGB06 is the active IFSC for transactions. Any older IFSCs associated with UBGB or DBGB are revoked.
Q: What happens if I use an old UBGB/DBGB IFSC?
A: The transfer may fail or be rejected by the payment network. Funds could be returned to the sender’s account after a delay. Always use the current IFSC PUNB0MBGB06 to avoid delays.
Q: Can I use the MICR code for electronic transfers?
A: No. MICR (800811002) is used for cheque clearing and back-office processing. For NEFT/RTGS/IMPS you must use the IFSC code.
Q: What are NEFT, RTGS and IMPS timing differences?
A: IMPS is instant and available 24×7 for small to medium amounts. NEFT works in half-hour batches for most banks and is available beyond banking hours too in many banks. RTGS is for high-value, often real-time during working hours. Check your bank’s schedule for exact cut-off times.
Q: How do I verify the IFSC before sending money?
A: Verify the IFSC from your beneficiary’s bank-provided documents, cheque leaf, or confirm by calling the branch at 9297955100. Cross-check the bank and branch name before authorizing the transaction.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.