Bihar Gramin Bank Subhankarpur IFSC Code

The Subhankarpur branch is located in Darbhanga district, Bihar (PIN 846004). For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC code routes the payment to the correct bank and branch. Using the correct IFSC speeds up settlement and reduces the chance of failed or delayed transfers.

Bihar Gramin Bank Subhankarpur IFSC Code

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Subhankarpur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100469
Branch Address	Subhankarpur, DARBHANGA, 846004, 9297955172
Contact Number	9297955172
City	DARBHANGA
District	DARBHANGA
Reason	DARBHANGA
Pincode	846004
State	Bihar

Merger Update

The Subhankarpur branch uses the IFSC code PUNB0MBGB06, which reflects the Punjab National Bank (PNB) sponsor code PUNB. If this branch was earlier part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following:

• UBGB and DBGB have been merged under the sponsor arrangements and their branch operations now use the single IFSC PUNB0MBGB06 assigned under Punjab National Bank.
• Old UBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 should be used for NEFT, RTGS and IMPS transactions to this branch.
• If you have an old beneficiary entry that used a UBGB/DBGB IFSC, update it to PUNB0MBGB06 before initiating transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to the correct bank branch in India. The structure is fixed:

• First 4 characters – identify the bank. Example: PUNB = Punjab National Bank.
• 5th character – is always 0 (reserved for future use).
• Last 6 characters – identify the specific branch. Example: MBGB06 in PUNB0MBGB06 is the branch identifier.

The combination of bank code + branch code uniquely routes the electronic payment to the correct destination branch.

How to Use IFSC Code

Use the IFSC whenever you set up a beneficiary for NEFT, RTGS or IMPS. Steps:

• Open your netbanking portal or mobile banking app (or visit the branch).
• Choose “Add Beneficiary” or “New Payee.”
• Enter beneficiary name exactly as in the account, beneficiary account number, and the IFSC PUNB0MBGB06.
• Select transfer type: NEFT, RTGS or IMPS. IMPS is immediate and available 24×7; NEFT and RTGS are electronic rails (both now operate round‑the‑clock).
• Complete authentication (OTP or bank password) and initiate the transfer.
• Note and save the transaction reference number. Use it for tracking or disputes.

At a counter, provide the same details on the fund transfer form. Always double-check the IFSC and account number before confirming.

Benefits of Knowing the IFSC

• Ensures electronic transfers reach the correct bank branch quickly.
• Reduces failed transfers and the need for manual intervention.
• Makes adding beneficiaries in netbanking or mobile apps fast and accurate.
• Helps customer service and reconciliation if you need to trace a payment (reference the IFSC and branch code).
• Required for inward remittance instructions and some bank forms.

Contact

Branch Phone: 9297955172

Branch Address: Subhankarpur, DARBHANGA, 846004

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only code I should use for Subhankarpur?
A: Yes. Use PUNB0MBGB06 for all NEFT, RTGS and IMPS transfers to the Subhankarpur branch. Any older UBGB or DBGB IFSC codes have been revoked and should not be used.

Q: What happens if I enter a wrong IFSC?
A: If the IFSC is invalid for the bank, the transaction will usually fail and the funds will be refunded. If the IFSC points to a different branch but the account number exists, the funds may still be credited. That can slow resolution. Always verify both IFSC and account number before sending funds.

Q: How can I update an old beneficiary that used a UBGB IFSC?
A: Delete the old beneficiary entry in your netbanking or mobile app. Create a new beneficiary entry using the account number and the IFSC PUNB0MBGB06. Complete any required cooling period or OTP approval steps to activate the beneficiary.

Q: Do I need IFSC for UPI transfers?
A: No. UPI uses a virtual payment address (VPA) and does not require IFSC. IFSC is required when you transfer directly to a bank account using NEFT, RTGS or IMPS.

Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is instant and available 24×7. NEFT and RTGS are also available round‑the‑clock now; NEFT settlements are near‑real time and RTGS is used for larger-value, faster settlement. Processing times can still vary by bank and may depend on working days, so keep the transaction reference and contact the sending or receiving bank if there is a delay.

If a transfer fails or is delayed, contact the Subhankarpur branch at 9297955172 and keep your transaction reference handy. For escalations, use the head office toll-free number 18001807777.