The Majhaulia branch of Bihar Gramin Bank is located in Majhaulia, Darbhanga district, Bihar (PIN 846001). This branch handles local and interbank transactions for customers in and around Darbhanga. For electronic fund transfers — NEFT, RTGS and IMPS — the correct IFSC code is essential. The IFSC identifies the bank and the exact branch so that funds route to the right account. Using the wrong code can delay transfers or cause return of funds.
Bihar Gramin Bank Majhaulia IFSC Code
| Bank Name | Bihar Gramin Bank |
| Branch Name | Majhaulia |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100470 |
| Branch Address | Majhaulia, DARBHANGA, 846001, 9297955124 |
| Contact Number | 9297955124 |
| City | DARBHANGA |
| District | DARBHANGA |
| Reason | DARBHANGA |
| Pincode | 846001 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) merged operations under Punjab National Bank routing. Both former banks now use the single IFSC code PUNB0MBGB06 for transactions routed through Punjab National Bank. Old UBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transfers to this banking network. Confirm this code with the beneficiary before sending funds.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is fixed:
- First 4 characters = bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character = reserved and is always 0 (zero).
- Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 for the Majhaulia routing under the new arrangement.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Collect beneficiary details: account name, account number, IFSC code and branch name.
- Log in to your bank’s internet banking or mobile app. Or visit a branch and use a form for outward remittance.
- Choose transfer type: NEFT, RTGS or IMPS.
- Enter beneficiary name and account number exactly as provided. Enter the IFSC code PUNB0MBGB06 for Majhaulia beneficiaries in this branch.
- Enter amount and purpose (if required). For RTGS, confirm any high-value transfer rules with your bank.
- Verify details and confirm. Authorize using OTP, transaction PIN or other authentication required by your bank.
- Save or note the transaction reference/UTR. Use it to track the transfer or to raise queries if needed.
- Check cut-off times and settlement windows for NEFT/RTGS with your bank; IMPS is usually immediate and available 24×7.
Benefits of Knowing the Correct IFSC
- Ensures funds reach the exact branch and account without delay.
- Reduces return charges and processing time caused by incorrect routing.
- Needed to add beneficiaries in netbanking and mobile banking apps.
- Helps customer service resolve transfer queries faster using the branch code and MICR details.
- Supports reconciliation for businesses by matching branch-level receipts.
Contact
Branch Phone: 9297955124
Branch Address: Majhaulia, DARBHANGA, 846001, Bihar
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for Majhaulia branch?
A: Yes. Use PUNB0MBGB06. Old UBGB or DBGB codes have been revoked after the merger into Punjab National Bank’s routing.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC points to a different branch, funds may be credited to the wrong branch account or returned. If the IFSC is invalid, the transfer will be rejected. Always verify IFSC and account number before confirming.
Q: How do I confirm the IFSC before sending money?
A: Confirm with the beneficiary, check the printed cheque leaf if available, or call the branch at 9297955124. For official confirmation, contact the head office or the bank’s toll-free number 18001807777.
Q: Are IFSC codes case-sensitive?
A: No. IFSC codes are not case-sensitive, but they are conventionally written in uppercase. Enter them exactly as provided to avoid typing errors.
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used mainly for cheque clearance and is numeric. For NEFT/RTGS/IMPS use IFSC; for cheque processing MICR is relevant.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.