Bihar Gramin Bank Thathopur IFSC Code

Thathopur is a village in Darbhanga district, Bihar (pincode 847105). For residents and businesses here, the Bihar Gramin Bank branch at Thathopur is a local point for deposits, withdrawals and inward/outward fund transfers. When sending or receiving money electronically (NEFT, RTGS, IMPS), using the correct IFSC code ensures the transfer routes to the right bank and branch without delay.

Branch Details Table

Merger update

The Thathopur branch uses the IFSC PUNB0MBGB06 under Punjab National Bank (PNB). Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under PNB for electronic clearing purposes. Old UBGB or DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transactions you must use the new, single IFSC code PUNB0MBGB06. Any attempt to use the old, revoked IFSC will result in a failed or returned transaction.

What is an IFSC code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers.

• First 4 characters — bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — always the digit 0 (reserved).
• Last 6 characters — branch identifier (alphanumeric). In this case: MBGB06 identifies the Thathopur branch under PNB.

How to use the IFSC code for NEFT, RTGS, IMPS

• Open your bank’s netbanking site or mobile app, or visit the bank branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and 24×7; NEFT is available round‑the‑clock in most banks; RTGS is for high‑value transfers—check your bank for any minimum amount rule.)
• Enter beneficiary name and bank account number exactly as provided.
• Enter the IFSC: PUNB0MBGB06. Confirm the character ‘0’ in the 5th position is zero, not the letter O.
• Enter amount and purpose/remarks if required.
• Verify details on the confirmation screen and authenticate (OTP/password/token) to complete the payment.
• Save the transaction reference or UTR for tracking. For any failure, contact the bank with the UTR.

Benefits of knowing the IFSC

• Ensures money reaches the correct branch—avoids delays and reversals.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Makes account setup easier for salary, pensions and standing instructions.
• Helps in cheque clearance and reconciliation when combined with MICR (800811002).
• Useful for validating beneficiary details before sending large amounts.

Contact

Branch phone no: 9297955181

Branch Address: Thathopur, DARBHANGA, 847105

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Will a transfer using an old UBGB IFSC work?

  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. You must use PUNB0MBGB06. Transfers with revoked IFSC codes will fail or be returned.

• Q: What is the MICR code 800811002 used for?

  A: MICR (Magnetic Ink Character Recognition) code is used primarily for cheque clearing through the cheque‑truncation system. For Thathopur, MICR 800811002 identifies the cheque‑processing region.

• Q: What if I enter a wrong IFSC but the correct account number?

  A: If IFSC and bank details do not match, the transfer may be rejected or sent to a different branch. Always verify both account number and IFSC. If a wrong but valid IFSC routes to a different account, the bank will need to trace and reverse — this can be time‑consuming.

• Q: Is there any minimum/maximum amount for NEFT, RTGS, IMPS?

  A: NEFT generally has no minimum. RTGS is for higher‑value transfers (banks often set a lower limit like around ₹2,00,000; check with your bank). IMPS is meant for immediate transfers and is typically available for retail sums. Confirm limits with your bank or branch.

• Q: How can I verify this IFSC before making a transfer?

  A: Check the IFSC printed on a cheque leaf or passbook for this branch, call the branch at 9297955181, or confirm with the bank’s toll‑free number 18001807777. Always cross‑check account name, account number and IFSC together.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.