Bihar Gramin Bank Maon Behat IFSC Code

The Maon Behat branch of Bihar Gramin Bank is located in the Darbhanga district of Bihar. For any online money transfer to this branch, you need a specific code called the Indian Financial System Code (IFSC). This code acts like a digital address, ensuring that your funds sent through systems like NEFT, RTGS, or IMPS reach the correct bank branch without any errors or delays. It is a critical piece of information for all electronic transactions.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Maon Behat
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	MBGB06
Branch Address	Maon Behat, DARBHANGA, 847422
Contact Number	9297955126
City	DARBHANGA
District	DARBHANGA
Region	DARBHANGA
Pincode	847422
State	Bihar

Important Merger Update

Previously, Bihar had two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have now been merged into a single entity, now known as Bihar Gramin Bank. This new bank is sponsored by Punjab National Bank (PNB). As a result of this merger, all old IFSC codes belonging to UBGB and DBGB are now invalid. For any transaction to the Maon Behat branch, or any other branch of Bihar Gramin Bank, you must use the new IFSC code, which starts with ‘PUNB’. Using an old, revoked IFSC code will cause your transaction to fail.

What is an IFSC Code?

The IFSC is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the electronic fund transfer system. The structure of the code is designed for easy identification.

Let’s break down the IFSC code for the Maon Behat branch, PUNB0MBGB06:

• PUNB: The first four characters represent the name of the sponsor bank, which is Punjab National Bank.
• 0: The fifth character is always a zero. It is reserved for future use.
• MBGB06: The last six characters represent the specific branch code. In this case, it identifies the Maon Behat branch.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for an online transfer is straightforward. Whether you are using a mobile banking app or a web portal, the steps are generally the same.

1. Log in to your internet banking account or mobile banking application.
2. Navigate to the ‘Fund Transfer’ or ‘Payments’ section. Common options include NEFT, RTGS, or IMPS.
3. Select ‘Add Beneficiary’ or ‘Add Payee’. You will need to enter the recipient’s details here.
4. Enter the beneficiary’s name, account number, and the bank name.
5. In the IFSC field, carefully enter PUNB0MBGB06. Double-check for accuracy.
6. Once the beneficiary is added, you can initiate the transfer by entering the amount and confirming the transaction with your password or PIN.

Benefits of Using the Correct IFSC Code

• Accuracy: It ensures that your money is routed directly to the intended bank branch, eliminating confusion.
• Speed: Correct codes enable automated processing, which makes transfers through IMPS and NEFT much faster.
• Security: The system minimizes the risk of funds being sent to the wrong account due to manual errors.
• Reliability: It prevents transaction failures and the associated delays in getting your money refunded.

Contact Information

For direct assistance, you can contact the branch or the bank’s head office.

• Branch Contact Number: 9297955126
• Branch Address: Maon Behat, DARBHANGA, 847422, Bihar
• Head Office Address: Bihar Gramin Bank, SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Why does the Bihar Gramin Bank IFSC code start with ‘PUNB’?
After the merger of Uttar and Dakshin Bihar Gramin Banks, the new entity is sponsored by Punjab National Bank (PNB). Therefore, the IFSC codes are structured under PNB’s network, and all codes begin with ‘PUNB’.

Is the IFSC code the same for all branches of Bihar Gramin Bank?
No. While the first few characters (PUNB0MBGB) might be similar across many branches, the last six characters are unique to each specific branch. Always verify the code for the exact branch you intend to send money to.

What happens if I use an old UBGB or DBGB IFSC code?
Your transaction will be rejected because those codes have been deactivated. The money will eventually be credited back to your account, but this can cause significant delays and inconvenience.

Can I use this IFSC code for all types of online transfers?
Yes, the IFSC code PUNB0MBGB06 is valid for NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) to the Maon Behat branch.

What is the difference between an IFSC code and a MICR code?
An IFSC code is used for online money transfers. A MICR (Magnetic Ink Character Recognition) code is a 9-digit code printed on the bottom of cheques, used specifically for processing paper cheques faster.