Bihar Gramin Bank Motihari IFSC Code

Bihar Gramin Bank, Motihari branch is located in Motihari, East Champaran district, Bihar — PIN 845401. This IFSC code page tells you the bank identifiers you need for electronic fund transfers. The IFSC is essential when sending money through NEFT, RTGS or IMPS. It tells the payment system which bank and which specific branch should receive the funds. Using the correct IFSC reduces delays and failed transactions.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Motihari
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100181
Branch Address	Motihari, EAST CHAMPARAN, 845401, 9297954670
Contact Number	9297954670
City	EAST CHAMPARAN
District	EAST CHAMPARAN
Reason	MOTIHARI
Pincode	845401
State	Bihar

Merger Update

Background: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were amalgamated into Bihar Gramin Bank. The banking operations and electronic routing now use a single IFSC code listed under the sponsor bank identifier.

Important: All old IFSC codes issued to UBGB or DBGB branches have been revoked for electronic transactions. For transfers to the Motihari branch use only the IFSC code PUNB0MBGB06. Transactions attempted with old UBGB/DBGB IFSC values may be rejected or delayed. The prefix “PUNB” in the IFSC indicates routing under Punjab National Bank systems for settlement.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:

• First 4 characters = bank identifier (example: PUNB = Punjab National Bank).
• 5th character = reserved and is always 0.
• Last 6 characters = branch identifier (alphanumeric code that points to the specific branch). For this branch: PUNB 0 MBGB06, where MBGB06 is the branch code portion.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your bank app or internet banking and choose the correct transfer service (NEFT, RTGS, or IMPS).
• Add a new beneficiary or select an existing one. Enter beneficiary name and account number exactly as provided by the recipient.
• Enter the IFSC code: PUNB0MBGB06 (verify characters carefully; O vs 0 and letter I vs number 1 are common mistakes).
• Enter the transfer amount and any remarks required by your bank.
• Confirm details and authenticate the payment (OTP, token, or UPI PIN depending on method).
• Keep the transaction reference for tracking or reconciliation.
• Notes on service selection:
  • NEFT — suitable for most transfers; batch/queued settlements depending on the bank and network timing.
  • RTGS — intended for large-value transfers and higher priority settlement.
  • IMPS — instant, real-time for smaller or immediate needs; often used via mobile or UPI-enabled apps.

Benefits of Knowing the IFSC

• Ensures funds land in the correct bank and branch. A wrong IFSC can delay or block payment.
• Required for all electronic transfers: NEFT, RTGS, IMPS and for setting up many online mandates.
• Helps customer service quickly trace and reconcile transfers using IFSC + account number.
• Reduces fraud risk by verifying that beneficiary bank and branch match the recipient details.
• Useful for businesses and accountants when creating bank payment files or batch transfers.

Contact

Branch Phone: 9297954670

Branch Address: Motihari, EAST CHAMPARAN, 845401

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: How do I confirm that PUNB0MBGB06 is correct before sending money?

A: Check the IFSC on an official bank document, cheque leaf, bank passbook, or confirm with the branch by phone (9297954670). Always match bank name, branch, account number and IFSC together.

Q: What happens if I use an old UBGB or DBGB IFSC?

A: Old UBGB/DBGB IFSC codes have been revoked after the merger and may no longer route transactions. Use only PUNB0MBGB06 for transfers to the Motihari branch to avoid rejections or delays.

Q: Is IFSC the same as MICR?

A: No. IFSC (11 characters) is used for electronic transfers. MICR (9 digits) is used mainly for cheque processing by the clearing system. For this branch MICR is 800811002.

Q: If I sent money to the wrong IFSC, how do I recover it?

A: Contact your bank immediately with the transaction reference and beneficiary details. Your bank will raise a trace with the receiving bank. Recovery depends on the receiving bank and the nature of the error. Prompt action improves chances of resolution.

Q: Can I use PUNB0MBGB06 for UPI payments or only for bank-to-bank transfers?

A: UPI uses virtual IDs and QR codes, not IFSC directly. However, when adding a beneficiary in netbanking or corporate payment files you will need the IFSC. For standard IMPS/NEFT/RTGS transfers use PUNB0MBGB06.