Bihar Gramin Bank Mirpur IFSC Code

Mirpur branch is in Mirpur, East Champaran district, Bihar (PIN 845415). This branch serves local residents and businesses around Motihari. For electronic transfers—NEFT, RTGS and IMPS—the branch’s IFSC code is required to route funds correctly to the account at this specific bank branch. Entering the correct IFSC ensures the payment reaches the right bank and branch without delay or manual intervention.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Mirpur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100236
Branch Address	Mirpur, EAST CHAMPARAN, 845415, 9297954669
Contact Number	9297954669
City	EAST CHAMPARAN
District	EAST CHAMPARAN
Reason	MOTIHARI
Pincode	845415
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB) for banking operations in this region. As part of that process, affected gramin bank branches now operate under a PNB IFSC. The Mirpur branch uses the IFSC PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked and are no longer valid for NEFT/RTGS/IMPS transactions. Only the new PNB IFSC should be used to avoid failed transfers or delays.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies a bank branch in electronic payment systems.

• First 4 characters: bank code. Example: PUNB = Punjab National Bank.
• 5th character: reserved and is always 0 (zero).
• Last 6 characters: branch identifier. Example: MBGB06 identifies the Mirpur branch under the merged structure.

So, for PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = branch code.

How to Use IFSC Code

Use the IFSC during any electronic fund transfer. Steps vary slightly by channel:

• NEFT (National Electronic Funds Transfer)
  • Open your bank’s netbanking or mobile app.
  • Select fund transfer → add beneficiary.
  • Enter beneficiary name, account number and IFSC = PUNB0MBGB06.
  • Authorize and initiate transfer. NEFT settles in half-hourly batches (timings depend on the bank).
• RTGS (Real Time Gross Settlement)
  • Used for high-value transfers (bank minimums apply; typically above ₹2 lakh, but confirm with your bank).
  • Add beneficiary with IFSC PUNB0MBGB06 and enter amount. RTGS transfers are processed in real time during RTGS hours.
• IMPS (Immediate Payment Service)
  • Available 24×7 for small and medium payments.
  • Add beneficiary using the IFSC PUNB0MBGB06 or use mobile number/VPA if registered.
  • Confirm and complete; credit is immediate in most cases.

Practical tips:

• Copy-paste the IFSC when possible. Manual typing increases error risk.
• If the receiving bank asks for a branch code separately, provide 100236 (Branch Code) or last 6 of IFSC MBGB06.
• Verify beneficiary details after adding. A wrong IFSC can route funds to a different branch or cause rejection.

Benefits of Knowing the IFSC

• Accurate routing: Ensures funds reach the exact branch and account.
• Faster processing: Correct IFSC reduces manual checks and delays.
• Works across channels: Required for NEFT, RTGS and IMPS.
• Helps with account verification: Banks use IFSC to confirm branch details during add-beneficiary steps.
• Essential after mergers: New IFSC reflects updated bank structure and avoids transaction failures.

Contact

Branch Phone: 9297954669

Branch Address: Mirpur, EAST CHAMPARAN, 845415

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC for Mirpur branch now?
A: Yes. Following the merger implementation, PUNB0MBGB06 is the valid IFSC to be used. Former UBGB/DBGB IFSCs have been revoked.

Q: What happens if I use the old UBGB or DBGB IFSC for a transfer?
A: The transfer will likely be rejected or returned. In some systems it may route incorrectly. To avoid failed transfers and delays, use the new PUNB0MBGB06.

Q: Can I use the MICR code instead of IFSC for electronic transfers?
A: No. MICR (800811002) is used for cheque processing and clearing. For NEFT/RTGS/IMPS you must use the IFSC code.

Q: How do I verify IFSC before initiating a transfer?
A: Verify the IFSC shown in your beneficiary’s bank passbook, cheque book, or official branch document. Confirm the branch address and phone number (9297954669) before proceeding.

Q: Are there charges for NEFT/RTGS/IMPS to this branch?
A: Charges depend on your remitting bank and the transfer method. IMPS often has lower or flat fees. RTGS fees are usually higher for high-value transfers. Check your bank’s fee schedule before sending.