Bihar Gramin Bank Inglish IFSC Code

The Inglish branch of Bihar Gramin Bank is located in East Champaran district of Bihar (Pincode 845458). Its IFSC code is used to route electronic payments to this branch for NEFT, RTGS and IMPS transfers. Using the correct IFSC ensures the payment reaches the intended branch and account without delay.

Branch Details Table

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB). All transactions for branches that were under UBGB or DBGB now use the single IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for electronic transfers.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11‑character alphanumeric code used to identify bank branches in electronic payments. Its structure is:

• First 4 characters — bank identifier (for example, PUNB = Punjab National Bank).
• 5th character — reserved and is always ‘0’.
• Last 6 characters — branch identifier (unique to each branch).

Example: PUNB0MBGB06 — PUNB = bank, 0 = reserved, MBGB06 = branch identifier in PNB’s coding scheme.

How to Use IFSC Code (NEFT / RTGS / IMPS)

• Open your bank’s internet banking or mobile app. Choose fund transfer and pick NEFT, RTGS or IMPS depending on amount and timing.
• Enter beneficiary account number exactly as given. Small errors block the transfer.
• Enter the beneficiary name. Many systems auto‑validate name vs account, but you should still confirm.
• Enter the IFSC code: PUNB0MBGB06. The app should show the branch or bank name once the IFSC is entered. Verify it shows Punjab National Bank / Inglish branch (or relevant message).
• Enter the transfer amount and purpose. For RTGS, check minimum amount rules with your bank. IMPS is instant and available 24×7 for smaller amounts.
• Confirm details and complete authentication (OTP / password / token). Keep the UTR / transaction reference for records.

Benefits of Knowing the IFSC

• Ensures funds route correctly to the intended branch for NEFT, RTGS and IMPS.
• Speeds up processing. Correct IFSC reduces manual intervention or failed transfers.
• Makes verification easier when adding beneficiaries in online banking.
• Helps reconcile payments using UTR and branch identifiers.
• Required for receiving electronic transfers from other banks and for many government payments.

Contact

Branch phone no: 9297954646

Branch Address: Inglish, EAST CHAMPARAN, 845458

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: How can I verify that PUNB0MBGB06 is correct for Inglish branch?

  A: Enter the IFSC in your bank’s beneficiary form. The platform usually shows the bank name. You can also call the branch at 9297954646 to confirm.

• Q: Can I use an old UBGB IFSC code to transfer funds?

  A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for transactions.

• Q: What happens if I enter the wrong IFSC?

  A: If the wrong IFSC points to another valid branch, funds may go to that branch and recovery will need manual bank intervention. If IFSC is invalid, the transfer will fail. Always double‑check the IFSC and account number before sending.

• Q: Is IFSC the same as MICR?

  A: No. IFSC identifies a branch for electronic transfers. MICR (e.g., 800811002) is used mainly for cheque processing and clearing. Keep both when required.

• Q: How long do transfers take using this IFSC?

  A: IMPS is instant (24×7). NEFT processes in hourly batches (typically completed same or next working day depending on timing). RTGS is real time during the bank’s RTGS hours and is used for higher value transfers. Always check with your bank for cut‑off times and charges.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.