Bihar Gramin Bank Pakaria Bazar IFSC Code

Pakaria Bazar is a branch location in East Champaran district of Bihar, PIN 845315. It serves local residents and small businesses around Motihari. For any electronic bank transfer — NEFT, RTGS or IMPS — you must provide the correct IFSC code. The IFSC identifies the bank and branch in the payment network and ensures funds are routed to the right account quickly and securely.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank sponsorship and now operate as Bihar Gramin Bank branches using the IFSC PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSCs will fail or be returned.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. The structure is fixed:

• First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — always 0 (reserved).
• Last 6 characters — branch code (alphanumeric). Example: MBGB06 identifies the Pakaria Bazar branch within the bank.

Example full code: PUNB0MBGB06.

How to Use IFSC Code for NEFT / RTGS / IMPS

• Open your bank’s net banking portal or mobile app. Select transfer type: NEFT, RTGS or IMPS.
• Enter beneficiary name exactly as per bank records.
• Enter beneficiary account number carefully. Mistyped digits cause failed transfers or delay.
• Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Pakaria Bazar branch.
• Enter amount and purpose. Verify limits: IMPS is instant and typically used for small to medium sums; NEFT/RTGS can be used for larger sums (check your bank for any minimum/maximum or charges).
• Confirm details and submit. Note the transaction reference number for tracking.
• If sending from another bank, you can also provide the branch name and MICR (800811002) to the beneficiary for verification, though MICR is not used for electronic routing.

Practical tip: Double-check the IFSC and account number before confirming. If you are unsure, ask the beneficiary for a cancelled cheque leaf or branch passbook page that shows the IFSC.

Benefits of Knowing the IFSC

• Ensures funds are routed quickly and accurately to the correct branch.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Reduces failed transactions and reversal delays.
• Makes verification simple: IFSC appears on passbooks and cheque leaves.
• Useful for linking bank accounts in apps and for receiving bulk or salary credits.

Contact

Branch Phone: 9297954678

Branch Address: Pakaria Bazar, EAST CHAMPARAN, 845315

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free Number: 18001807777

FAQs

• Q: Is the IFSC code case-sensitive?

  A: No. IFSC entries are not case-sensitive. But always use the exact characters as printed: PUNB0MBGB06.

• Q: Can I still use an old UBGB or DBGB IFSC?

  A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for Pakaria Bazar transactions.

• Q: What happens if I enter the wrong IFSC but correct account number?

  A: Systems route using IFSC and account number together. If IFSC is incorrect, the transfer may fail or be returned. In some cases the account number alone can allow credit if routing identifies the account, but you should not rely on that. Verify both fields before sending.

• Q: Where can I find the IFSC on my bank documents?

  A: The IFSC appears on cheque leaves, the passbook or the bank’s address plate at the branch. The branch ledger and bank statements also list it. For Pakaria Bazar use PUNB0MBGB06.

• Q: Are transfers immediate?

  A: IMPS is immediate and available 24×7. NEFT and RTGS are available round the clock for most banks, but processing times and charges may vary by bank. Check your bank’s schedule and fee table when you initiate a transfer.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.