Bihar Gramin Bank Bhopatpur Bajhia IFSC Code

When you need to send money to or from the Bihar Gramin Bank branch in Bhopatpur Bajhia, located in the East Champaran district of Bihar, understanding the Indian Financial System Code (IFSC) is crucial. This unique code acts like a digital address for bank branches, making sure your funds reach the correct recipient quickly and securely. Whether you are performing an NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service) transaction, the IFSC code is a mandatory piece of information. Without it, electronic fund transfers simply cannot be processed.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Bhopatpur Bajhia
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100257
Branch Address	Bhopatpur Bajhia, EAST CHAMPARAN, 845432
Contact Number	9297954615
City	EAST CHAMPARAN
District	EAST CHAMPARAN
Reason	MOTIHARI
Pincode	845432
State	Bihar

Merger Update

Bihar Gramin Bank is a regional rural bank that was formed through a significant merger. Specifically, Uttar Bihar Gramin Bank (UBGB) and Madhya Bihar Gramin Bank merged to create the current Bihar Gramin Bank. As part of this consolidation, and due to its sponsorship by Punjab National Bank (PNB), Bihar Gramin Bank now operates under a unified IFSC code system.

The Bhopatpur Bajhia branch, like all other branches of Bihar Gramin Bank, now uses the single IFSC code PUNB0MBGB06. It is important to note that any old IFSC codes previously used by Uttar Bihar Gramin Bank or Madhya Bihar Gramin Bank branches are no longer valid. For any fund transfers, including NEFT, RTGS, or IMPS, you must only use PUNB0MBGB06. Using an old or revoked IFSC code will cause your transaction to fail.

What is IFSC Code?

The IFSC (Indian Financial System Code) is a unique, 11-character alphanumeric code. It identifies every bank branch in India participating in the electronic funds settlement systems. This code is crucial for ensuring that money transferred electronically goes to the correct destination.

The 11 characters of an IFSC code follow a specific structure:

• The first four characters represent the bank name. For example, in PUNB0MBGB06, “PUNB” stands for Punjab National Bank, which is the sponsoring bank for Bihar Gramin Bank.
• The fifth character is always a “0” (zero). This is a control character reserved for future use.
• The last six characters identify the specific bank branch. In our example, “MBGB06” uniquely points to the Bhopatpur Bajhia branch of Bihar Gramin Bank.

How to Use IFSC Code

Using the IFSC code is a straightforward process when you are making an electronic fund transfer. Here are the general steps for NEFT, RTGS, and IMPS transactions:

1. Log in to your Net Banking or Mobile Banking App: Access your bank’s online platform or mobile application.
2. Select “Fund Transfer” Option: Choose the option to initiate a new transfer.
3. Add Beneficiary (if not already added): If you’re sending money to someone for the first time, you’ll need to add them as a beneficiary. This usually involves providing:
   • Beneficiary’s Name
   • Beneficiary’s Account Number
   • Beneficiary Bank’s IFSC Code (PUNB0MBGB06 for Bhopatpur Bajhia branch)
   • Beneficiary Bank Name (Bihar Gramin Bank)
4. Select Transfer Type: Choose between NEFT, RTGS, or IMPS based on your urgency and the amount you wish to transfer.
5. Enter Amount: Specify the amount of money you want to send.
6. Confirm Details: Carefully review all the entered information, especially the beneficiary’s account number and the IFSC code. A small mistake can lead to funds being sent to the wrong person.
7. Authorize Transaction: Complete the transaction using your password or OTP (One-Time Password).

For offline transfers, you will provide the IFSC code along with other details on a deposit slip at your bank branch.

Benefits

Knowing the correct IFSC code for Bihar Gramin Bank’s Bhopatpur Bajhia branch offers several key advantages:

• It enables *secure and accurate electronic fund transfers* to and from the branch.
• It allows for *quick processing* of NEFT, RTGS, and IMPS transactions.
• It helps avoid transaction failures and delays that can occur with incorrect bank details.
• It is *essential for receiving funds* from other banks into your Bihar Gramin Bank account.
• It simplifies the process of setting up *recurring payments* or direct debits from your account.

Contact Section

For any inquiries related to the Bhopatpur Bajhia branch or Bihar Gramin Bank, you can use the following contact information:

Bhopatpur Bajhia Branch Contact:

• Phone Number: 9297954615
• Branch Address: Bhopatpur Bajhia, EAST CHAMPARAN, PIN – 845432, Bihar

Bihar Gramin Bank Head Office:

• Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs

What is the IFSC code for Bihar Gramin Bank, Bhopatpur Bajhia branch?

The IFSC code for Bihar Gramin Bank, Bhopatpur Bajhia branch is PUNB0MBGB06.

Can I use an old IFSC code for Uttar Bihar Gramin Bank for transactions?

No, old IFSC codes for Uttar Bihar Gramin Bank (or Madhya Bihar Gramin Bank) are no longer valid. Following the merger, all transactions for Bihar Gramin Bank branches must use the new unified IFSC code, such as PUNB0MBGB06.

Is the IFSC code required for all types of fund transfers?

The IFSC code is mandatory for all electronic fund transfers like NEFT, RTGS, and IMPS. It is not generally needed for cash deposits or withdrawals directly at the bank branch.

What if I enter the wrong IFSC code during a transaction?

If you enter an incorrect IFSC code, your transaction will likely fail or be rejected. In some rare cases, if the incorrect code leads to another valid branch, your funds might be transferred to the wrong account, making recovery difficult. Always double-check the IFSC code before confirming a transaction.

How do I find the MICR code for Bhopatpur Bajhia branch?

The MICR (Magnetic Ink Character Recognition) code for Bihar Gramin Bank, Bhopatpur Bajhia branch is 800811002. You can typically find this code on your checkbook, bank statements, or through your bank’s official website.