Bihar Gramin Bank Dumariyaghat IFSC Code

Bihar Gramin Bank Dumariyaghat IFSC Code

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Dumariyaghat is a small town in East Champaran district of Bihar. The Bihar Gramin Bank branch at Dumariyaghat serves local residents and small businesses for deposits, withdrawals and fund transfers. For electronic transfers (NEFT, RTGS, IMPS) you must use the correct IFSC code. The IFSC routes payments to the exact bank and branch and ensures funds reach the intended account quickly and securely.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Dumariyaghat
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100269
Branch Address Dumariyaghat, EAST CHAMPARAN, 845423, 9297954632
Contact Number 9297954632
City EAST CHAMPARAN
District EAST CHAMPARAN
Reason MOTIHARI
Pincode 845423
State Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their branches now operate under Punjab National Bank for electronic clearing. The unified IFSC in use for these merged branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC code PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to this branch.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments.

Structure breakdown:

  • First 4 characters – bank identifier (example: PUNB = Punjab National Bank).
  • 5th character – always 0 (reserved for future use).
  • Last 6 characters – branch identifier (example: MBGB06 in PUNB0MBGB06).

How to Use IFSC Code

Follow these steps when sending money to an account at Dumariyaghat branch.

  1. Open your bank’s netbanking, mobile app or visit a branch counter.
  2. Select transfer method: NEFT, RTGS or IMPS.
  3. Enter beneficiary name exactly as on the account.
  4. Enter the beneficiary account number.
  5. Enter IFSC: PUNB0MBGB06.
  6. Enter amount and a remark (optional). Verify details carefully.
  7. Authenticate the transaction (OTP, token, or branch form) and submit.
  8. Keep the transaction reference for tracking or queries.

Notes: NEFT is suitable for routine transfers. RTGS is meant for large-value, high-priority transfers (traditionally for amounts at or above ₹2 lakh). IMPS is for instant payments and is available 24×7 within the bank’s per-transaction limits. Check your bank’s current limits before initiating high-value transfers.

Benefits of Knowing the IFSC

  • Ensures money is routed to the correct bank and branch.
  • Reduces failed transfers and return penalties.
  • Needed for adding beneficiaries in netbanking and apps.
  • Speeds up reconciliation for businesses and salary payments.
  • Required for receiving refunds, subsidies and electronic credits.

Contact

Branch Phone No: 9297954632

Branch Address: Dumariyaghat, EAST CHAMPARAN, 845423

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

  • Q: Can I use the old UBGB or DBGB IFSC for transfers?

    A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions.

  • Q: What happens if I enter a wrong IFSC?

    A: If the wrong IFSC points to another valid branch, funds may be credited to an unintended account. If the IFSC is invalid, the transfer will fail and the funds will be returned. Always verify IFSC and account number together.

  • Q: Which transfer method should I choose: NEFT, RTGS or IMPS?

    A: Use NEFT for standard transfers without a strict time constraint. Use RTGS for large, same-day high-value transfers. Use IMPS for instant transfers outside normal banking hours or for quick small-value needs. Confirm current value limits with your bank.

  • Q: How do I add this branch as a beneficiary?

    A: In your bank’s beneficiary management, add the name, account number and IFSC PUNB0MBGB06. The bank may require confirmation via OTP or a cooling period before the first transfer.

  • Q: Who do I contact for a failed or delayed NEFT/RTGS/IMPS?

    A: First check the transaction status in your bank’s app. If unresolved, contact the Dumariyaghat branch at 9297954632 or the bank’s toll-free number 18001807777. Keep transaction reference and timestamps handy.

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