Bihar Gramin Bank Jugullia Tola Bhelwa IFSC Code

If you are looking to make a fund transfer to or from the Bihar Gramin Bank branch located in Jugullia Tola Bhelwa, East Champaran, Bihar, knowing its Indian Financial System Code (IFSC) is essential. This unique 11-character code acts like a digital address, ensuring your money reaches the correct bank and specific branch during online transactions such as NEFT, RTGS, and IMPS. It’s a key piece of information for secure and efficient digital banking today.

Branch Details

Here are the key details for the Bihar Gramin Bank, Jugullia Tola Bhelwa branch:

Bank Name	Bihar Gramin Bank
Branch Name	Jugullia Tola Bhelwa
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100292
Branch Address	Jugullia Tola Bhelwa, EAST CHAMPARAN, MOTIHARI, 845420
Contact Number	9297954653
City	EAST CHAMPARAN
District	EAST CHAMPARAN
Pincode	845420
State	Bihar

Merger Update for Bihar Gramin Bank

It’s important to note a significant change regarding Bihar Gramin Bank. Previously, there were two distinct regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have merged to form the single entity now known as Bihar Gramin Bank.

As a result of this merger, all branches, including Jugullia Tola Bhelwa, now operate under a unified IFSC code structure. The bank is sponsored by Punjab National Bank (PNB). Therefore, the new and only valid IFSC code for Bihar Gramin Bank branches, including Jugullia Tola Bhelwa, is PUNB0MBGB06.

If you previously used an IFSC code starting with “UBGB” or “DBGB” for transactions with these branches, please be aware that those old codes have been revoked. They are no longer valid for any fund transfers. Always use the new, unified IFSC code PUNB0MBGB06 to ensure your transactions are processed correctly and without delays.

What is an IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify all bank branches participating in online money transfer systems like NEFT, RTGS, and IMPS in India. Its structure is very specific:

• The first four characters identify the bank. For Bihar Gramin Bank branches, this is “PUNB” because it is sponsored by Punjab National Bank.
• The fifth character is always a “0” (zero). This is a control character reserved for future use.
• The last six characters uniquely identify the specific bank branch. For the Jugullia Tola Bhelwa branch, these are “MBGB06”.

So, the full IFSC code PUNB0MBGB06 precisely points to the Bihar Gramin Bank branch at Jugullia Tola Bhelwa, ensuring that any online money transfer reaches its exact destination.

How to Use an IFSC Code

Using the IFSC code is a straightforward process when you’re transferring money online. Here’s a general guide for NEFT, RTGS, and IMPS transactions:

1. Log In to Your Bank’s Online Portal or Mobile App: Access your internet banking account or mobile banking application.
2. Select Fund Transfer Option: Look for options like “Fund Transfer,” “Payments,” or “Send Money.”
3. Choose Beneficiary: If the recipient is new, you’ll need to add them as a new beneficiary. If they are already added, select their name.
4. Enter Beneficiary Details: You will typically need to provide the following information:
   • Beneficiary’s Name
   • Beneficiary’s Account Number
   • Confirm Beneficiary’s Account Number
   • Beneficiary’s Bank’s IFSC Code (This is where you’d enter PUNB0MBGB06 for the Jugullia Tola Bhelwa branch)
   • Beneficiary’s Bank Name (Bihar Gramin Bank)
   • Transfer Amount
5. Select Transfer Type: Choose between NEFT, RTGS, or IMPS, depending on the amount and urgency.
6. Review and Confirm: Double-check all the entered details, especially the account number and IFSC code, before confirming the transaction. This helps prevent transfers to the wrong account.

Once confirmed, your bank will process the transaction. The IFSC code is critical for routing the payment correctly through the banking network.

Benefits of Knowing the IFSC Code

Knowing the correct IFSC code for your bank or the recipient’s bank offers several key benefits:

• Accurate Fund Transfer: It ensures your money goes to the right bank branch, reducing the chances of errors and misdirected funds.
• Faster Transactions: With the correct IFSC, online transfers like NEFT, RTGS, and IMPS are processed quickly and efficiently.
• Security: The unique identification helps in secure processing of digital payments, protecting your financial transactions.
• Essential for Online Banking: It’s a mandatory piece of information for setting up online fund transfers, bill payments, and other digital banking services.
• Convenience: You can conduct banking transactions from anywhere, anytime, without needing to visit the physical branch.

Contact Information

Should you need to reach out to Bihar Gramin Bank for any queries or assistance, here are the relevant contact details:

• Jugullia Tola Bhelwa Branch Phone Number: 9297954653
• Jugullia Tola Bhelwa Branch Address: Jugullia Tola Bhelwa, EAST CHAMPARAN, MOTIHARI, 845420, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Bihar Gramin Bank Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: What happens if I use an old Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) IFSC code?

A1: If you try to use an old UBGB or DBGB IFSC code, your transaction will likely fail. The banking system will not recognize the old code as valid for Bihar Gramin Bank. It’s crucial to always use the new, unified IFSC code, PUNB0MBGB06.

Q2: Is the IFSC code different for NEFT, RTGS, and IMPS transactions?

A2: No, the IFSC code for a specific branch, like Jugullia Tola Bhelwa, remains the same regardless of whether you are making an NEFT, RTGS, or IMPS transaction. The code identifies the branch, not the type of transfer.

Q3: Can I find the IFSC code on my passbook or chequebook?

A3: Yes, the IFSC code is typically printed on your bank passbook and chequebook. It’s usually found on the first page of the passbook and on individual cheque leaves. You can also confirm it through your bank’s official website or mobile app.

Q4: What is the MICR code for Jugullia Tola Bhelwa branch and what is its purpose?

A4: The MICR (Magnetic Ink Character Recognition) code for Jugullia Tola Bhelwa branch is 800811002. This 9-digit code is primarily used for processing paper-based documents like cheques. It helps in faster and error-free clearing of cheques by machine readers.

Q5: Who is the sponsoring bank for Bihar Gramin Bank?

A5: Bihar Gramin Bank is sponsored by Punjab National Bank (PNB). This is why its IFSC code begins with “PUNB”.