Bihar Gramin Bank Mathia Jirat IFSC Code

Mathia Jirat is a branch of Bihar Gramin Bank located in East Champaran district of Bihar (PIN 845401). It serves local residents and small businesses around Motihari. For electronic fund transfers—NEFT, RTGS and IMPS—you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch and routes the payment to the right account. Using an incorrect or old IFSC can delay transfers or cause failures.

Branch Details Table

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under Punjab National Bank’s sponsorship and now operate using a single IFSC pattern. The Mathia Jirat branch uses the IFSC PUNB0MBGB06 under Punjab National Bank’s coding. All old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS or IMPS, use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSCs will fail or be returned.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic payments.

• First 4 characters: Bank code. Example: PUNB = Punjab National Bank.
• 5th character: Always 0 (reserved for future use).
• Last 6 characters: Branch identifier. Example: MBGB06 points to the Mathia Jirat branch under the current coding scheme.

How to Use IFSC Code

• Open your bank’s netbanking, mobile app, or visit the branch for fund transfer.
• Choose the transfer type: NEFT, RTGS or IMPS. Use RTGS for large-value immediate transfers where supported; NEFT for standard transfers; IMPS for instant 24×7 transfers on smaller amounts.
• Select or add the beneficiary. Enter the beneficiary’s name, account number and the IFSC PUNB0MBGB06 exactly as shown.
• Verify the beneficiary details shown by your bank (bank name and branch) before confirming.
• Enter the amount and any remarks. Authenticate the transaction using OTP, token or netbanking credentials as required.
• Save the beneficiary after a confirmation if you expect repeated payments.

Benefits of Knowing the IFSC

• Ensures funds route directly to the correct branch and account.
• Prevents delays or returns caused by wrong branch codes.
• Needed for all electronic transfers: NEFT, RTGS, IMPS and many bill-payment systems.
• Useful when filling forms for salary credits, government payments, or cheque clearing.
• Makes validation by bank apps straightforward—apps auto-detect bank/branch from IFSC.

Contact

Branch Phone: 9297954665
Branch Address: Mathia Jirat, EAST CHAMPARAN, 845401
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777

FAQs

• Q: Can I use an old UBGB or DBGB IFSC for transfers to Mathia Jirat?
  A: No. Old UBGB/DBGB IFSC codes have been revoked. Use the new IFSC PUNB0MBGB06 for all transactions.
• Q: Where exactly do I enter the IFSC in my bank app?
  A: When adding a beneficiary, there is a field labeled “IFSC code” or “Bank IFSC.” Paste or type PUNB0MBGB06 there. The app usually shows the bank and branch name for confirmation.
• Q: What’s the difference between IFSC and MICR?
  A: IFSC is used for electronic transfers and is alphanumeric (11 chars). MICR is a 9-digit number for cheque processing and clearing through bank clearing houses. For electronic payments you need IFSC; for cheque clearing you may need MICR (800811002 for this branch).
• Q: Are NEFT, RTGS and IMPS timings different?
  A: IMPS is available 24×7 for immediate small-value transfers. NEFT runs in scheduled batches (many banks now offer 24×7 NEFT). RTGS is for high-value real-time transfers and runs during bank-defined RTGS hours. Check your bank’s app for exact cut-offs.
• Q: What should I do if my transfer shows as failed or returned?
  A: First verify the IFSC and account number you entered. If you used an old IFSC, contact your bank; they will return the funds. You can call the branch at 9297954665 or the head office toll-free 18001807777 for assistance.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.