The Bihar Gramin Bank branch at AMAS is located in Gaya district of Bihar (Pincode 824212). This branch uses IFSC codes for electronic fund transfers. The IFSC code is essential for routing NEFT, RTGS and IMPS payments to the correct bank branch. Using the correct IFSC ensures funds reach the intended account quickly and reduces the risk of failed or misrouted transfers.
Bihar Gramin Bank AMAS – Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | AMAS |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7261 |
| Branch Address | AMAS, Gaya, 824212, 9771464261 |
| Contact Number | 9771464261 |
| City | Gaya |
| District | Gaya |
| Reason | GAYA |
| Pincode | 824212 |
| State | Bihar |
Merger update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated into a unified structure under Punjab National Bank for electronic transfers. These banks now use the single IFSC code PUNB0MBGB06 for fund transfers. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction to branches formerly under UBGB or DBGB, use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSCs may fail or be delayed.
What is an IFSC code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that identifies a bank branch for electronic payments. Its structure is:
- First 4 characters (alphabetic) = bank identifier. Example: PUNB = Punjab National Bank.
- 5th character = always 0 (reserved).
- Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch grouping.
Example split for this branch: PUNB | 0 | MBGB06.
How to use this IFSC code for NEFT, RTGS and IMPS
- Open your bank’s internet banking, mobile app or visit a branch. Choose the transfer type (NEFT, RTGS or IMPS).
- Add a beneficiary/payee: enter the beneficiary name exactly as in their account, the account number, and the IFSC PUNB0MBGB06. Optionally add branch details (AMAS, Gaya) for your records.
- Verify the beneficiary details before saving. Many systems show the branch name once IFSC is entered—confirm it matches AMAS, Gaya.
- Initiate the transfer: enter amount, purpose and any remarks required. For RTGS, note the minimum amount set by the RBI (current standard is ₹2,00,000 minimum for RTGS). NEFT has no minimum. IMPS limits depend on your bank (commonly up to ₹2 lakh but check with your bank).
- Authenticate the payment using OTP/TPIN or your bank’s confirmation method. Keep the transaction reference/UTR for tracking.
- If the transfer fails or shows an error, contact the sending bank and provide the UTR and date. For reversal or tracing, the beneficiary bank (branch) may be contacted using the branch contact number.
Benefits of knowing the correct IFSC
- Accurate routing: IFSC directs the payment to the exact branch and reduces manual intervention.
- Faster settlement: correct IFSC speeds up NEFT/RTGS/IMPS processing and reconciliation.
- Safer transfers: reduces the risk of funds being credited to the wrong bank or delayed for manual resolution.
- Required for beneficiary setup: most online banking systems require IFSC to add a payee.
- Important after mergers: when banks merge, IFSCs can change—using the new IFSC avoids rejected transactions.
Contact
Branch phone no: 9771464261
Branch address: AMAS, Gaya, 824212
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
Frequently asked questions (FAQs)
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. Use PUNB0MBGB06 for all NEFT, RTGS and IMPS transfers to this branch. If this branch previously had an older UBGB/DBGB IFSC, those older codes are revoked and no longer valid.
Q: What happens if I enter the wrong IFSC but the correct account number?
A: Most systems route using IFSC plus account number. If IFSC points to a different bank/branch, the transfer can fail or be returned. If funds are credited incorrectly due to matching details, recovery requires coordination between banks and can take several days. Always double-check both IFSC and account number.
Q: How quickly do NEFT, RTGS and IMPS transfers clear?
A: IMPS is immediate and available 24×7. NEFT and RTGS are also available 24×7 as per current RBI rules—NEFT typically settles within minutes but may vary by bank; RTGS is real-time for amounts above applicable minimums. Keep the transaction UTR for tracking if a delay occurs.
Q: How can I confirm this IFSC before sending money?
A: Confirm the IFSC from the beneficiary (branch details), the printed passbook or cheque leaf (if available), or by calling the branch at 9771464261. Also verify that the branch name shown by your bank’s beneficiary-add screen matches AMAS, Gaya.
Q: Who do I contact if a transaction using this IFSC fails?
A: First contact your sending bank with the UTR and transaction time. You can also contact the AMAS branch at 9771464261 or the head office (Toll free 18001807777) to request tracing and reversal support. Provide all transaction references and timestamps to speed resolution.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.