Bihar Gramin Bank ANTI IFSC Code

The Bihar Gramin Bank’s ANTI branch is located in the Gaya district of Bihar. For anyone looking to send or receive money electronically, understanding and using the Indian Financial System Code (IFSC) for this branch is crucial. This unique code acts like a digital address, ensuring your online fund transfers through services like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service) are accurate and secure. Without the correct IFSC, these transactions cannot be completed.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	ANTI
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7215
Branch Address	ANTI, Gaya, 824116, 9771464215
Contact Number	9771464215
City	Gaya
District	Gaya
Reason	GAYA
Pincode	824116
State	Bihar

Merger Update

Bihar Gramin Bank was formed through the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This bank is now sponsored by Punjab National Bank. As a result of this merger and sponsorship, the IFSC codes for all branches of Bihar Gramin Bank now begin with “PUNB0MBGB”.

For the ANTI branch, the valid IFSC code is PUNB0MBGB06. It is important to note that any older IFSC codes previously associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank are no longer valid for transactions. Only the new IFSC code, PUNB0MBGB06, should be used for all your fund transfers to or from the Bihar Gramin Bank ANTI branch.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies every bank branch participating in online money transfers in India. Each character in the code serves a specific purpose:

• The first four characters identify the bank. For PUNB0MBGB06, “PUNB” represents Punjab National Bank, which is the sponsoring bank for Bihar Gramin Bank.
• The fifth character is always a “0” (zero). This character is reserved for future use.
• The last six characters identify the specific branch. In this case, “MBGB06” uniquely identifies the ANTI branch of Bihar Gramin Bank.

This structure helps ensure that funds are routed to the exact branch account holder you intend.

How to Use the IFSC Code

You will need the IFSC code when initiating online fund transfers such as NEFT, RTGS, or IMPS. Here’s a general step-by-step guide:

1. Log in: Access your internet banking portal or mobile banking application.
2. Select Transfer Option: Go to the “Fund Transfer” or “Payments” section.
3. Choose Transfer Type: Select the type of transfer you wish to make (NEFT, RTGS, or IMPS).
4. Add Beneficiary: If you haven’t already, add the recipient as a beneficiary. You will need their:
   • Beneficiary Name
   • Beneficiary Account Number
   • Beneficiary Bank Name (Bihar Gramin Bank)
   • Beneficiary Branch Name (ANTI)
   • Beneficiary IFSC Code (PUNB0MBGB06)
5. Enter Amount: Specify the amount you wish to transfer.
6. Confirm Transaction: Review all the details and confirm the transaction, usually by entering an OTP (One Time Password) or transaction PIN.

Always double-check the IFSC code and account number before confirming any transaction to avoid errors.

Benefits of Knowing the IFSC Code

Knowing the correct IFSC code for your bank branch, or for any recipient’s bank branch, offers several important benefits:

• It enables fast and secure electronic fund transfers across different banks.
• It ensures that your money reaches the correct branch and account holder without manual intervention.
• It is a mandatory requirement for popular digital payment systems like NEFT, RTGS, and IMPS.
• It helps in streamlining interbank financial operations and reducing errors.
• It provides a unique identifier, making it easier to track transactions.

Contact Information

If you need to get in touch with the Bihar Gramin Bank ANTI branch or their head office, here are the details:

• Branch Phone Number: 9771464215
• Branch Address: ANTI, Gaya, 824116
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Here are answers to some common questions about IFSC codes:

Q1: What does IFSC stand for?
A1: IFSC stands for Indian Financial System Code. It is an 11-character code used for electronic fund transfers in India.

Q2: Is the IFSC code PUNB0MBGB06 valid for all Bihar Gramin Bank branches?
A2: No, PUNB0MBGB06 is specific to the ANTI branch of Bihar Gramin Bank. Every branch has its own unique IFSC code. You should always use the correct code for the specific branch where the beneficiary holds an account.

Q3: What happens if I use an old or incorrect IFSC code for a transaction?
A3: If you use an old or incorrect IFSC code, your transaction will likely fail. The funds will not be transferred, and you will receive a notification that the transaction could not be completed.

Q4: Do I need an IFSC code for ATM withdrawals or cash deposits?
A4: No, you do not need an IFSC code for ATM withdrawals or cash deposits. The IFSC code is only required for electronic fund transfers between different banks, such as NEFT, RTGS, and IMPS.

Q5: How can I find the IFSC code for other Bihar Gramin Bank branches?
A5: You can find the IFSC code for other branches on the bank’s official website, your passbook, chequebook, or by contacting the bank directly.