The Bihar Gramin Bank branch at BARTARA BAZAR is located in Gaya district of Bihar (PIN 824232). This branch serves retail and rural customers in and around Gaya. For electronic fund transfers (NEFT, RTGS, IMPS) the correct IFSC code is essential. The IFSC identifies the bank and branch in the national payment network and ensures funds are routed to the right account without manual intervention.
Branch Details
| Field | Details |
|---|---|
| Bank Name | Bihar Gramin Bank |
| Branch Name | BARTARA BAZAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7465 |
| Branch Address | BARTARA BAZAR, Gaya, 824232, 7781004465 |
| Contact Number | 7781004465 |
| City | Gaya |
| District | Gaya |
| Reason | GAYA |
| Pincode | 824232 |
| State | Bihar |
Merger Update
The IFSC code PUNB0MBGB06 is issued under Punjab National Bank (PUNB). Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged to form Bihar Gramin Bank, and the branch now uses the consolidated IFSC under PNB. Old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer use only the new IFSC PUNB0MBGB06; transactions attempted with revoked/old IFSCs will fail or be delayed.
What is an IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always zero (0), reserved for future use.
- Last 6 characters: Branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last six characters MBGB06 identify the specific branch.
How to Use IFSC Code (NEFT / RTGS / IMPS)
- Open your bank’s internet banking, mobile app, or visit the branch.
- Select the transfer type: NEFT, RTGS, or IMPS. (RTGS is for high-value transfers; NEFT and IMPS cover lower amounts and IMPS is instant.)
- Enter beneficiary name and account number exactly as provided by the recipient.
- Enter the IFSC code: PUNB0MBGB06. Verify spelling and characters; IFSC is case-insensitive but must match exactly.
- Enter amount and purpose. For RTGS check the bank’s minimum limit (commonly ₹2,00,000). NEFT has no minimum and is now available nearly 24×7. IMPS is instant and available 24×7; some banks set their own upper limits for IMPS.
- Confirm details, authenticate with OTP or transaction PIN, and submit.
- Save the transaction receipt or reference number. Use it to track or to report in case of any issue.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Prevents failed transfers and delays caused by incorrect branch details.
- Needed for adding beneficiaries in internet banking and mobile apps.
- Allows quick verification of branch identity for reconciliation and audits.
- Essential for receiving inward remittances and salary credits accurately.
Contact
Branch Phone: 7781004465
Branch Address: BARTARA BAZAR, Gaya, 824232
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. Due to the merger and consolidation under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs have been revoked.
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used primarily for cheque processing. IFSC is alphanumeric (11 chars); MICR is a 9-digit numeric code.
Q: Can I use only the branch code (7465) for transfers?
A: No. The branch code (7465) is part of internal bank records. For electronic transfers you must use the full IFSC (PUNB0MBGB06). The last six IFSC characters often map to branch identifiers but do not replace the full IFSC.
Q: What if I enter a wrong IFSC but correct account number?
A: The payment network uses both account number and IFSC to route funds. If IFSC points to a different bank/branch, the receiving bank may reject the payment or return it. Always verify both account number and IFSC before sending funds.
Q: How do I confirm the IFSC before making a transfer?
A: Confirm with the recipient, check a recent bank statement or cheque leaf, or call the branch at 7781004465. Also verify that the IFSC matches the bank name (PUNB) and branch details.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.