DEORI IMAMGANJ is a rural branch of Bihar Gramin Bank located in Gaya district, Bihar (PIN 824205). For anyone sending or receiving money to this branch, the correct IFSC code is essential. The IFSC code identifies the bank and branch for electronic fund transfers — NEFT, RTGS and IMPS — and ensures funds route to the right account without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | DEORI IMAMGANJ |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7228 |
| Branch Address | DEORI IMAMGANJ, Gaya, 824205, 9771464228 |
| Contact Number | 9771464228 |
| City | Gaya |
| District | Gaya |
| Reason | GAYA |
| Pincode | 824205 |
| State | Bihar |
Merger Update
Bihar Gramin Bank branches were formed after the consolidation of regional gramin banks. Note that Dakshin Bihar Gramin Bank (DBGB) and Uttar Bihar Gramin Bank (UBGB) operations have been integrated under Punjab National Bank’s routing for these branches. The single valid IFSC for this branch is PUNB0MBGB06. Any old UBGB or DBGB IFSC codes issued earlier are revoked. For fund transfers, use only the new IFSC code shown above.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that identifies a specific bank branch in India for electronic payments. Structure:
- First 4 characters: alphabetic bank code. Example: PUNB = Punjab National Bank.
- 5th character: always 0 (reserved for future use).
- Last 6 characters: branch identifier. Example: MBGB06 identifies the DEORI IMAMGANJ branch under the current routing.
How to Use IFSC Code
Use the IFSC whenever you set up beneficiary details for NEFT, RTGS or IMPS. Typical steps:
- Open your bank’s mobile app, internet banking or visit a branch counter.
- Choose the transfer type: NEFT, RTGS or IMPS (IMPS is real-time 24×7; NEFT and RTGS are also available round-the-clock in current systems).
- Enter beneficiary name and account number exactly as provided.
- Enter IFSC: PUNB0MBGB06. Verify the last six characters carefully; a single typo can misroute the transfer.
- Enter amount and any required remarks.
- Confirm details and authenticate with OTP or netbanking credentials.
- Save beneficiary after the confirmation step if you will transfer again.
Benefits of Knowing IFSC
- Ensures funds reach the correct branch and account without manual intervention.
- Required for all electronic transfers: NEFT, RTGS and IMPS.
- Reduces failed transfers and reversal delays caused by incorrect bank or branch codes.
- Helps bank staff troubleshoot transactions using UTR and IFSC pairings.
- Useful when filling cheque deposit slips or beneficiary forms offline.
Contact
Branch phone: 9771464228
Branch address: DEORI IMAMGANJ, Gaya, 824205
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Is IFSC the same as MICR?
A: No. IFSC is used for electronic fund transfers and has 11 alphanumeric characters. MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code used mainly for cheque clearance.
Q: Can I use an old UBGB or DBGB IFSC for transfer?
A: No. Old UBGB/DBGB IFSC codes have been revoked after consolidation. Use PUNB0MBGB06 for transfers to DEORI IMAMGANJ.
Q: What if I enter the wrong IFSC by mistake?
A: If the IFSC does not match the account number and bank in the routing system, the transfer will typically fail and be reversed. If funds have moved to the wrong account because both IFSC and account number matched another customer, contact your bank immediately with the UTR (transaction reference) to request recovery.
Q: How quickly do NEFT, RTGS and IMPS transfers reach the beneficiary?
A: IMPS is instant and available 24×7. NEFT and RTGS now operate continuously, and many transactions complete quickly. Actual time depends on the sending and receiving bank processing and any compliance checks.
Q: Where can I find the IFSC for this branch on physical records?
A: The IFSC appears on cheque leaves, passbooks, account opening documents, and bank statements. You can also confirm by calling the branch number 9771464228 or the toll-free helpline 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.