Bihar Gramin Bank MEERABIGHA IFSC Code

Meerbigha is a village area in Gaya district, Bihar (PIN 824239). This page lists the details for the Bihar Gramin Bank branch at MEERABIGHA and explains why the IFSC code matters for electronic fund transfers. The IFSC uniquely identifies a bank branch for online transfers using NEFT, RTGS and IMPS. Entering the correct IFSC ensures the payment routes to the intended branch and reduces failed or delayed transfers.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	MEERABIGHA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7251
Branch Address	MEERABIGHA, Gaya, 824239, 9771464251
Contact Number	9771464251
City	Gaya
District	Gaya
Reason	GAYA
Pincode	824239
State	Bihar

Merger Update

Important: The branch is now operating under the consolidated setup that uses the IFSC PUNB0MBGB06 issued by Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity routed through Punjab National Bank’s IFSC series. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction, use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSC codes may fail or return.

What is IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments in India. The structure is:

• First 4 characters: Alphabetic bank code (example: PUNB for Punjab National Bank).
• 5th character: Always the digit 0 (reserved for future use).
• Last 6 characters: Branch identifier (alphanumeric). In PUNB0MBGB06, the last six characters identify the MEERABIGHA branch.

Example: PUNB0MBGB06 = PUNB (bank) + 0 + MBGB06 (branch). IFSC is specifically used for online fund routing. MICR (800811002) is different and used for cheque clearing.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Step 1 — Collect beneficiary details: beneficiary name, account number, bank name, branch name and IFSC (here PUNB0MBGB06).
• Step 2 — Add beneficiary: In your bank’s netbanking, mobile app or at a branch, choose “Add Beneficiary” and enter the account number and IFSC exactly. Many apps auto-validate the IFSC and show the branch name; confirm it matches MEERABIGHA, Gaya.
• Step 3 — Initiate transfer: Select NEFT, RTGS or IMPS depending on urgency and amount. IMPS is immediate and available 24×7 for retail amounts. RTGS is real-time gross settlement for large-value transfers (usually high-value threshold set by banks). NEFT is now available 24×7 with near-immediate settlement in most cases.
• Step 4 — Enter amount and purpose: Verify payment purpose and double-check the IFSC and account number.
• Step 5 — Authenticate: Authorize with OTP or transaction password. Save beneficiary only after confirmation if you will repeat transfers.
• Offline option: Visit the branch and give a filled transfer form with the IFSC. Bank staff will process NEFT/RTGS as per bank timings if required.

Benefits of Knowing the IFSC

• Keeps electronic transfers accurate — reduces failed or misdirected payments.
• Required to add beneficiaries for NEFT, RTGS, IMPS in internet and mobile banking.
• Helps confirm branch identity before transfer (bank code + branch code).
• Saves time at the branch when doing offline transfers or setting up mandates.
• Keeps inward remittances faster because clearing systems route payments by IFSC.

Contact

Branch Phone: 9771464251

Branch Address: MEERABIGHA, Gaya, 824239

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free Number: 18001807777

FAQs

• Q: Can I use an old UBGB or DBGB IFSC for transfers?

  A: No. UBGB and DBGB IFSC codes have been revoked after merger. Use only the new IFSC PUNB0MBGB06 for transactions to this branch.

• Q: What happens if I enter the wrong IFSC but the correct account number?

  A: Most banking systems validate IFSC vs branch name before processing. If the IFSC does not match the destination bank, the transfer may be blocked or returned. Always confirm both IFSC and account number.

• Q: How long do NEFT, RTGS and IMPS transfers take?

  A: IMPS is immediate (near-instant) and available 24×7. RTGS is real-time and suitable for high-value transfers; it posts immediately but may depend on bank cut-off policies. NEFT is effectively available 24×7 with fast settlement; occasional bank-specific processing delays can occur.

• Q: Is MICR code the same as IFSC?

  A: No. MICR (800811002) is a 9-digit code used for cheque clearing. IFSC (PUNB0MBGB06) is used for electronic fund transfers like NEFT/RTGS/IMPS.

• Q: Where can I verify the IFSC before making a transfer?

  A: Verify on the beneficiary’s passbook or cheque leaf, or confirm with the branch phone number 9771464251 or the bank’s toll-free 18001807777. Your bank’s netbanking may also auto-validate IFSC when adding a beneficiary.