Bihar Gramin Bank NAURANGA IFSC Code

Bihar Gramin Bank, NAURANGA branch is located in Nauranga, Gaya, Bihar (PIN 823003). This IFSC code is used to route electronic fund transfers such as NEFT, RTGS and IMPS to this specific branch. Entering the correct IFSC ensures the payment reaches the right bank and branch without delay or return.

Branch Details Table

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). After the merger, the unified IFSC code to be used is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all electronic transfers (NEFT, RTGS, IMPS) you must use the new IFSC. Transactions using revoked IFSC codes will fail or be returned.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments.

• First 4 characters: bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character: reserved and is 0 (zero) by RBI standard.
• Last 6 characters: branch identifier. These can be letters or numbers and uniquely point to the branch. Example: in PUNB0MBGB06, MBGB06 identifies the merged-branch code.

How to Use IFSC Code

• Open your bank’s netbanking site or mobile app or visit a branch.
• Choose payment type: NEFT, RTGS, or IMPS. (IMPS and many NEFT/RTGS services operate 24×7; check your bank’s timings for settlements.)
• Enter beneficiary name, account number, and the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, NAURANGA.
• Verify account number and IFSC carefully. A single wrong character can route payment incorrectly or cause failure.
• Enter amount and purpose. Confirm and authenticate the transaction using OTP or bank PIN.
• Keep the transaction reference or UTR for tracking. If payment fails, provide this reference to your bank for tracing.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic funds to the correct branch.
• Saves time by preventing failed transfers and return processing.
• Required for online and mobile banking transfers (NEFT, RTGS, IMPS).
• Makes it faster to share details for payroll, vendor payments and recurring transfers.
• Helps customer service and reconciliation when you provide the exact IFSC and UTR.

Contact

Branch phone: 9771464444
Branch address: NAURANGA, Gaya, 823003
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
  A: Yes. After the merger, the valid IFSC to use is PUNB0MBGB06. Old IFSCs issued to UBGB or DBGB branches have been revoked.
• Q: Where can I verify this IFSC before sending money?
  A: Verify on your bank passbook, the branch cheque leaf, or by calling the branch at 9771464444. You can also confirm with the bank’s customer care (toll-free 18001807777).
• Q: What happens if I enter an incorrect IFSC?
  A: If the IFSC is incorrect but the account number and name match, the transfer may still succeed if routing allows. If details do not match, the transaction will typically fail and the funds will be returned. Contact your bank immediately with the transaction reference to trace the payment.
• Q: Do I need IFSC for IMPS?
  A: Yes. For transfers by account number you must enter the IFSC. If you use mobile-number-based IMPS (MMID or UPI), the IFSC is not required.
• Q: Can IFSC change after a merger?
  A: Yes. Mergers often lead to new IFSC codes. That is why old UBGB/DBGB IFSCs were revoked and replaced by PUNB0MBGB06. Always confirm the current IFSC before making a transfer.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.