Bihar Gramin Bank PAIBIGHA IFSC Code

The Bihar Gramin Bank branch at Paibigha is located in Gaya district of Bihar (PIN 804424). This page gives the branch contact and technical details you need for electronic fund transfers. For NEFT, RTGS or IMPS, the correct IFSC code routes funds to the exact bank and branch. Using the wrong IFSC can delay or block a transfer, so confirm the code before you send money.

Branch Details

Merger Update

This branch operates under the consolidated Bihar Gramin Bank set up after the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both UBGB and DBGB IFSC codes have been revoked. All transactions for former UBGB/DBGB branches now use the single IFSC code PUNB0MBGB06 under Punjab National Bank sponsorship. Always use this new IFSC for NEFT, RTGS and IMPS transfers to Paibigha (Gaya).

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. Its format is:

• First 4 characters: bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: reserved and is always 0.
• Last 6 characters: branch identifier (alphanumeric). Example: MBGB06 for this branch code part.

So PUNB0MBGB06 breaks down to PUNB | 0 | MBGB06.

How to Use IFSC Code

1. Open your bank’s internet banking, mobile app or visit a branch counter.
2. Choose the fund transfer method: NEFT, RTGS or IMPS.
3. Add a beneficiary (if not already added). Enter the beneficiary name exactly as on their account, the account number, and the IFSC PUNB0MBGB06.
4. Double-check the IFSC and account number. A small typo can delay the payment.
5. Confirm the beneficiary addition. Most banks send an OTP to your registered mobile number for verification.
6. Initiate the transfer. Note the transaction reference number shown after completion.
7. Check the transfer status in your bank’s transaction history or get confirmation from the beneficiary.

Practical tips: verify the beneficiary’s name and account number independently (call or message). Keep a screenshot or reference number until the recipient confirms credit. If you are unsure about transfer limits or minimums (for RTGS/NEFT), confirm with the bank before initiating a high-value transaction.

Benefits of Knowing the IFSC

• Accurate routing of electronic payments to the correct branch.
• Faster settlement for NEFT, RTGS and IMPS transfers.
• Reduced risk of failed or misdirected transactions.
• Needed to add beneficiaries in internet banking or mobile apps.
• Useful for filling electronic forms, payrolls and vendor payments.

Contact

Branch phone no: 9771464254

Branch Address: PAIBIGHA, Gaya, 804424

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is the IFSC case-sensitive?
  A: No. Banks and payment systems accept IFSC in either upper or lower case. Use the exact characters though: the 5th character is the numeral zero (0), not the letter O.
• Q: Can I use an old UBGB or DBGB IFSC code for transfers?
  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use PUNB0MBGB06 for transfers to this branch.
• Q: What happens if I enter the wrong IFSC but the correct account number?
  A: Most systems validate IFSC against the bank code. If the IFSC does not match the bank and branch, the transfer may be rejected. If the IFSC points to a different branch that accepts that account number, the funds could be misrouted. Always verify both account number and IFSC.
• Q: Where else can I find the IFSC for Paibigha branch?
  A: Check the bank passbook, cheque leaf, branch notice or ask the branch directly (phone 9771464254). The head office or official bank statements also list the IFSC.
• Q: What is the MICR code used for?
  A: MICR (Magnetic Ink Character Recognition) code is a 9-digit number used mainly for processing physical cheques through clearing systems. The MICR for this branch is 800811002.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.