Bihar Gramin Bank RAJA HARI IFSC Code

The RAJA HARI branch of Bihar Gramin Bank is located in Gaya district, Bihar (PIN 823004). This branch serves retail and rural customers in and around Gaya. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code to route money to this specific branch. An incorrect or obsolete IFSC can delay or reject a transfer, so confirming the code before sending funds is essential.

Branch Details

Field	Value
Bank Name	Bihar Gramin Bank
Branch Name	RAJA HARI
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7258
Branch Address	RAJA HARI, Gaya, 823004, 9771464258
Contact Number	9771464258
City	Gaya
District	Gaya
Reason	GAYA
Pincode	823004
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under a common structure sponsored by Punjab National Bank. All former UBGB and DBGB branch IFSC codes have been revoked. The consolidated branches now operate using the single IFSC code PUNB0MBGB06 under Punjab National Bank for electronic transfers. Use only the new IFSC for NEFT, RTGS and IMPS; transactions attempted using old UBGB or DBGB IFSC codes will be rejected or delayed.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies a bank and a specific branch in India for electronic transfers. The structure is:

• First 4 characters: Alphabetic bank identifier (example: PUNB for Punjab National Bank).
• 5th character: Always 0 (reserved for future use).
• Last 6 characters: Branch identifier (example: MBGB06 in PUNB0MBGB06).

Example breakdown of PUNB0MBGB06: PUNB = Punjab National Bank, 0 = reserved, MBGB06 = specific branch code (RAJA HARI under the consolidated bank structure).

How to Use IFSC Code for NEFT, RTGS and IMPS

• Open your bank’s netbanking app or mobile banking.
• Choose the option to add a beneficiary / recipient.
• Enter the beneficiary’s name and account number exactly as given by the payee.
• Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, RAJA HARI branch.
• Select transfer type: NEFT, RTGS or IMPS.
• Verify the beneficiary details shown by your bank after entering IFSC and account number. Confirm the branch name (RAJA HARI, Gaya) before saving.
• Authorize the transaction (OTP or transaction password) and note the confirmation or reference number.
• Timing: IMPS is instant and available 24×7 (subject to bank limits). NEFT processes immediately in continuous settlements; RTGS is for large-value immediate transfers (typically used for high-value payments; banks often set a minimum threshold such as ₹2,00,000 for RTGS). Check your bank’s exact limits and cut-off rules.

Benefits of Knowing the Correct IFSC

• Ensures funds route to the exact branch and account without delay.
• Prevents transaction rejection and inbound/outbound reconciliation errors.
• Makes adding beneficiaries in netbanking or UPI safer and faster.
• Required for salary credits, vendor payments, utility refunds and government transfers.
• Helps customer service quickly locate the branch when a transfer issue arises.

Contact

Branch Phone: 9771464258

Branch Address: RAJA HARI, Gaya, 823004

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free Number: 18001807777

FAQs

• Q: Can I use PUNB0MBGB06 for NEFT, RTGS and IMPS?

  A: Yes. PUNB0MBGB06 is the valid IFSC for the consolidated Bihar Gramin Bank RAJA HARI branch. Use it for NEFT, RTGS and IMPS transfers.

• Q: What happens if I enter an old UBGB or DBGB IFSC?

  A: Old UBGB/DBGB IFSC codes have been revoked after consolidation. Transactions using revoked codes will likely be rejected or delayed. Always use the updated IFSC PUNB0MBGB06.

• Q: How do I confirm the IFSC before sending money?

  A: Verify the IFSC from the beneficiary’s bank passbook, cheque leaf, branch confirmation, or the branch contact number (9771464258). Also confirm the branch name and city shown in your bank’s beneficiary validation screen.

• Q: If a payment shows “pending” for a long time, what should I do?

  A: Note the transaction reference from your bank. Contact your bank’s customer service or the branch (9771464258). Provide the reference, date, amount, beneficiary details and IFSC to trace the transfer. The head office toll-free number 18001807777 can help escalate if needed.

• Q: Is IFSC case-sensitive or space-sensitive?

  A: IFSC is not case-sensitive but must be entered without extra spaces or characters. Enter it exactly as PUNB0MBGB06 (no spaces) for reliable validation by your bank’s system.