Bihar Gramin Bank, Rajendra Ashram branch is located in Gaya, Bihar (PIN 823001). This branch serves retail and rural customers in the Gaya district and supports digital fund transfers. The IFSC code is essential for routing electronic payments. You need a correct IFSC for NEFT, RTGS and IMPS transfers so money reaches the right branch account securely and quickly.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | RAJENDRA ASHRAM |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6887 |
| Branch Address | RAJENDRA ASHRAM, Gaya, 823001, 9523596887 |
| Contact Number | 9523596887 |
| City | Gaya |
| District | Gaya |
| Reason | GAYA |
| Pincode | 823001 |
| State | Bihar |
Merger Update
Bihar Gramin Bank branches in this region now operate under the Punjab National Bank IFSC coding where applicable. Specifically, the IFSC PUNB0MBGB06 is in use after consolidation of local regional rural banks. If this branch previously used an IFSC under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both banks were consolidated and the older UBGB/DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 (under Punjab National Bank) is valid for electronic transfers. Always confirm the IFSC before initiating transactions.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic payments. Its structure is fixed:
- Characters 1–4: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
- Character 5: Always 0 (reserved for future use).
- Characters 6–11: Branch code (alphanumeric). Example: MBGB06 identifies the Rajendra Ashram branch within the bank’s coding.
So, the IFSC PUNB0MBGB06 splits as: PUNB | 0 | MBGB06.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app or visit a branch to initiate fund transfer.
- Choose transfer type: NEFT, RTGS or IMPS. NEFT and IMPS work for most amounts; RTGS is for large-value transfers (bank-specific thresholds apply).
- Enter beneficiary name and account number exactly as provided by recipient.
- Enter IFSC: PUNB0MBGB06. Double-check each character; a single wrong character can misroute the transfer.
- Optionally enter MICR 800811002 for cheque processing where required (MICR is not used for online transfers but useful for cheque-related reconciliation).
- Verify the beneficiary details shown by your bank (bank name and branch) before confirming the payment.
- Authorize and complete the transaction. Save the transaction reference for tracking.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct branch and account.
- Required field for NEFT, RTGS and IMPS transfers.
- Reduces failed or returned transfers due to wrong routing.
- Makes it easy to set up beneficiaries for repeat payments.
- Helps reconcile payments using IFSC and MICR when matching bank statements or cheques.
Contact
Branch Phone: 9523596887
Branch Address: RAJENDRA ASHRAM, Gaya, 823001
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use the current IFSC PUNB0MBGB06 for successful electronic transfers.
Q: Is IFSC case-sensitive?
A: No. Banks and payment systems treat letters in IFSC as case-insensitive. Still, enter the code exactly as shown to avoid mistakes.
Q: What is the difference between IFSC and MICR?
A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing. MICR for this branch is 800811002.
Q: What should I do if a transfer shows as failed or returned?
A: First check the transaction reference and error message given by your bank. Confirm the beneficiary account number, IFSC (PUNB0MBGB06) and name. Contact your bank with the reference number for resolution. You can also call the branch at 9523596887 or the head office toll-free 18001807777.
Q: Can the IFSC change in future?
A: Yes. IFSC can change if there is a bank merger, branch reorganization, or reclassification. If the IFSC changes, banks publish notices and usually provide a transition period. Always verify the IFSC before making transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.