Bihar Gramin Bank ROSHANGANJ IFSC Code

Bihar Gramin Bank, Roshanganj branch is located in Roshanganj, Gaya district, Bihar (PIN 824217). This branch serves retail and rural customers in and around Gaya. For electronic fund transfers such as NEFT, RTGS and IMPS you must provide the branch IFSC code. The IFSC ensures your payment reaches the correct bank and branch and avoids delays or failed transfers.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	ROSHANGANJ
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7209
Branch Address	ROSHANGANJ, Gaya, 824217, 9771464209
Contact Number	9771464209
City	Gaya
District	Gaya
Reason	GAYA
Pincode	824217
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were reorganised under a common structure and now use the consolidated IFSC code under Punjab National Bank. For this region the valid IFSC is PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked and must not be used for fund transfers. Use only the new IFSC for NEFT, RTGS and IMPS to ensure transactions succeed.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is:

• First 4 characters — bank identifier (example: PUNB = Punjab National Bank)
• 5th character — reserved and is always 0
• Last 6 characters — branch identifier (alphanumeric). In PUNB0MBGB06, MBGB06 denotes the specific branch code for Roshanganj.

Total length: 11 characters (e.g., PUNB0MBGB06).

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your bank’s online banking or mobile app. Choose the transfer type: NEFT, RTGS or IMPS. Use RTGS for high-value immediate transfers (bank limits vary).
• Select “Add Beneficiary” or “New Payee”.
• Enter beneficiary name, bank account number, and the IFSC code: PUNB0MBGB06. Confirm the beneficiary bank and branch that appear.
• Verify details carefully. A wrong IFSC or account number can delay or misroute the payment.
• Authorize the transfer using OTP, transaction PIN, or other security method your bank requires.
• Save the beneficiary. For NEFT/RTGS banks often enforce a cooling period (hours) before first transfer to a new beneficiary.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without delay.
• Required for NEFT, RTGS and IMPS transfers—mandatory field in forms.
• Helps verify beneficiary details before authorising transfers.
• Useful for receiving payments (salary, refunds, subsidies) correctly.
• Reduces risk of cheque clearing or electronic payment failures.

Contact

Branch Phone No: 9771464209
Branch Address: ROSHANGANJ, Gaya, 824217
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777

FAQs

1. Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank, Roshanganj?
Yes. The valid IFSC for this branch is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS transfers.

2. What if I use an old UBGB or DBGB IFSC?
Old UBGB/DBGB IFSC codes have been revoked. Transfers using revoked IFSCs will fail or be returned. Always use the new IFSC PUNB0MBGB06.

3. How can I verify the IFSC before sending money?
Verify IFSC on the beneficiary’s cheque leaf, bank passbook, or by calling the branch phone (9771464209). Confirm that the bank name matches Punjab National Bank entry for that IFSC in your app before authorising payment.

4. What is the difference between IFSC and MICR?
IFSC (11 characters) routes electronic payments (NEFT/RTGS/IMPS). MICR (typically 9 digits, here 800811002) is used primarily for cheque processing in clearing houses.

5. How quickly will transfer reach if I use this IFSC?
IMPS is instant (24×7). NEFT settlements run in batches (timings depend on bank). RTGS is real-time for high-value transfers subject to bank hours. Confirmation times also depend on the remitting and beneficiary banks’ processing.