Bihar Gramin Bank, Shajadpur branch is located in Shajadpur village in Gaya district, Bihar (PIN 805135). This page gives the branch contact details and the IFSC code used for electronic fund transfers. The IFSC code is required to route NEFT, RTGS and IMPS payments correctly to this branch. Using the correct IFSC avoids delays and failed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | SHAJADPUR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7419 |
| Branch Address | SHAJADPUR, Gaya, 805135, 9771464419 |
| Contact Number | 9771464419 |
| City | Gaya |
| District | Gaya |
| Reason | GAYA |
| Pincode | 805135 |
| State | Bihar |
Merger Update
The IFSC code shown, PUNB0MBGB06, now reflects the consolidation under Punjab National Bank. The regional rural banks formerly operating as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank for the affected branches. Old UBGB and DBGB IFSC codes have been revoked. For all electronic transfers to accounts that were under UBGB/DBGB, use only the new IFSC PUNB0MBGB06. Transactions sent to revoked IFSCs will fail or be rejected.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character code that uniquely identifies a bank branch for electronic transfers. Its format is fixed:
- First 4 characters — bank identifier (letters). Example: PUNB = Punjab National Bank.
- Fifth character — always 0 (reserved).
- Last 6 characters — branch identifier (letters and/or digits). Example: MBGB06 in PUNB0MBGB06.
The IFSC ensures the payment network routes funds to the correct bank and branch for NEFT, RTGS and IMPS transfers.
How to Use IFSC Code
- Open your bank’s netbanking or mobile app, or visit the bank branch.
- Choose the transfer type (NEFT / RTGS / IMPS). Note: IMPS is instant; NEFT and RTGS follow their settlement rules. Check your bank’s limits for each method.
- Add a new beneficiary by entering beneficiary name, account number and the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Shajadpur.
- Verify beneficiary details before confirming. The app or branch may show the beneficiary bank and branch after you enter IFSC; confirm it matches “SHAJADPUR, Gaya.”
- Authorize the addition (OTP or debit card verification as required). Once beneficiary is active, initiate the transfer, enter the amount and confirm.
- Keep the transaction reference / UTR for tracking. If payment fails, contact your bank with that UTR to trace the transfer.
Benefits of Knowing the IFSC
- Makes electronic transfers faster and accurate.
- Helps add beneficiaries correctly in netbanking or mobile apps.
- Prevents failed transactions caused by wrong branch routing.
- Useful for reconciling UTRs and tracking payments with banks.
- Required for inward transfers; some forms will not accept payments without it.
Contact
Branch phone no: 9771464419
Branch Address: SHAJADPUR, Gaya, 805135
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free No: 18001807777
FAQs
Q: Is the IFSC case-sensitive?
A: No. Banks and payment systems treat IFSC codes as case-insensitive. Conventionally they are shown in uppercase, for example PUNB0MBGB06.
Q: Where can I find the correct IFSC for this branch?
A: Check the branch cheque leaf, passbook, official bank website, or the printed branch details above. When adding a beneficiary in netbanking, the system usually validates the IFSC and shows the branch name.
Q: What happens if I use a wrong IFSC?
A: If the IFSC does not match a valid branch, the transfer will usually be rejected and funds will return to the remitter. If the IFSC is valid but the account number is wrong, the funds could be credited to a different account at that branch. Always double-check both account number and IFSC. Keep the UTR and contact your bank immediately to request tracing or reversal.
Q: Are old UBGB/DBGB IFSC codes still valid?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the current code PUNB0MBGB06 for transfers related to these merged branches.
Q: Do I need IFSC for UPI transfers?
A: No. UPI transfers use a Virtual Payment Address (VPA) and do not require IFSC. IFSC is required for NEFT, RTGS and IMPS fund transfers initiated through traditional bank transfer interfaces.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.