Bihar Gramin Bank SINGHAPUR IFSC Code

Bihar Gramin Bank, Singhapur branch is located in Singhapur village, Gaya district, Bihar (PIN 824236). Its recorded contact number is 7091596911. For electronic fund transfers — NEFT, RTGS and IMPS — the branch uses the IFSC code listed below. The IFSC is essential for routing money between banks: it identifies the bank and the exact branch, so funds reach the correct account without manual intervention.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	SINGHAPUR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6911
Branch Address	SINGHAPUR, Gaya, 824236, 7091596911
Contact Number	7091596911
City	Gaya
District	Gaya
Reason	GAYA
Pincode	824236
State	Bihar

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were restructured and their operations now fall under a consolidated arrangement that uses the single IFSC code PUNB0MBGB06 under Punjab National Bank. Old IFSC codes that belonged to UBGB or DBGB have been revoked. For any electronic transfer to this branch, use only the current IFSC PUNB0MBGB06. Transactions sent to deprecated IFSC codes may be delayed or rejected.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify bank branches in India for electronic fund transfers.

• First 4 characters = bank identifier. Example: PUNB indicates Punjab National Bank.
• 5th character = zero (0). This is reserved and is usually 0.
• Last 6 characters = branch identifier (can be letters and/or numbers). Example: MBGB06 in PUNB0MBGB06 points to the specific branch code.

How to Use IFSC Code

Follow these steps when sending or receiving money via NEFT, RTGS or IMPS:

• Open your bank’s netbanking portal or mobile app, or visit the branch.
• Choose the transfer type: IMPS for instant 24×7 small-value transfers, NEFT for retail transfers, or RTGS for high-value real-time transfers (commonly for amounts above ₹2,00,000; check your bank’s limit).
• Enter beneficiary name, account number and the IFSC code exactly as PUNB0MBGB06. The form usually auto-populates the branch name when the IFSC is valid—verify it matches “SINGHAPUR”.
• Enter amount, purpose and any beneficiary remarks required by your bank.
• Verify all details carefully. A wrong account number is the main cause of failed transfers; an incorrect IFSC can route the message incorrectly or prevent processing.
• Confirm and authenticate the transaction using OTP / transaction password as required.
• Save the transaction reference number and check the beneficiary account after the expected settlement time. IMPS is immediate; NEFT and RTGS settlement depends on the service timing of your bank but are available round-the-clock in most banks now.

Benefits of Knowing the IFSC

• Accurate routing: Ensures funds are routed to the exact branch and account.
• Faster settlement: Electronic transfers reach the beneficiary without manual intervention.
• Required for multiple services: Needed for NEFT, RTGS, IMPS and some bank-to-bank validations.
• Reduces errors: Using the correct IFSC reduces failed or misdirected transactions.
• Important after mergers: Post-merger IFSC changes must be used to avoid rejected transfers.

Contact

Branch phone no: 7091596911
Branch Address: SINGHAPUR, Gaya, 824236, 7091596911
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

Q: Can I use a different IFSC for the same bank’s head office? What happens if I do?

A: No. You must use the IFSC that corresponds to the beneficiary branch. Using a head office IFSC for a different branch can cause the transaction to fail or be returned. Always confirm the branch IFSC.

Q: How do I verify the IFSC before sending money?

A: Verify the IFSC on the beneficiary’s cheque leaf or passbook. You can also confirm the IFSC from the beneficiary directly (account holder) or through your bank’s branch and netbanking interface which validates IFSC entries.

Q: What if I enter the wrong IFSC but the correct account number?

A: Banks usually match both account number and IFSC. If the account number matches a different branch, the transfer may still fail or be returned. If the account number matches uniquely, some systems route by account number alone, but this is not guaranteed. Always correct the IFSC to avoid delays.

Q: Has the IFSC for Singhapur changed because of a merger?

A: The current valid IFSC for this branch is PUNB0MBGB06. As noted above, codes previously used by UBGB or DBGB have been revoked and replaced by this unified code under Punjab National Bank. Use only the updated IFSC for transfers.

Q: Is IFSC the same as MICR?

A: No. IFSC is used for electronic fund transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing. For electronic transfers, IFSC is the required identifier.