The Bihar Gramin Bank branch at Tetaru is located in Gaya district, Bihar (Pincode 823311). This branch serves local customers for savings, cash transactions and electronic fund transfers. For any NEFT, RTGS or IMPS transfer you must provide the correct IFSC code. The IFSC identifies the bank and branch for routing electronic payments. A wrong or revoked IFSC can delay a transfer or cause it to be returned, so always confirm the code before initiating a transaction.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | TETARU |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6886 |
| Branch Address | TETARU, Gaya, 823311, 9523596886 |
| Contact Number | 9523596886 |
| City | Gaya |
| District | Gaya |
| Reason | GAYA |
| Pincode | 823311 |
| State | Bihar |
Merger Update
If this branch previously belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both sponsors and regional gramin banks have been consolidated under Punjab National Bank. All operations for the merged rural banks now use the single IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB/DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction you must use the new IFSC code above—old codes will not route funds and may cause returns or delays.
What is an IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments to the correct bank branch in India. The structure is:
- First 4 characters — Bank identifier (example: PUNB = Punjab National Bank).
- 5th character — Reserved as 0 (zero) for future use.
- Last 6 characters — Branch identifier (can be letters and/or digits). Example: in PUNB0MBGB06, “MBGB06” identifies the specific branch block under the sponsor bank.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Choose the transfer type: In your bank app or internet banking pick NEFT, RTGS or IMPS. NEFT is used for regular transfers, RTGS for high-value payments, and IMPS for instant transfers (available 24×7).
- Add beneficiary: Select “Add New Beneficiary” and enter beneficiary name, account number and the IFSC PUNB0MBGB06. Add branch address or city if requested (TETARU, Gaya).
- Verify details: Double-check the beneficiary account number and IFSC. A single digit error in the account number is more likely to misroute the funds than an incorrect IFSC, but both must be correct.
- Authorize: Complete beneficiary addition using OTP or token. For first-time beneficiaries your bank may impose a cooling period (usually a few minutes to hours) before the first transfer.
- Initiate transfer: Enter amount and select NEFT/RTGS/IMPS depending on urgency. Confirm and authenticate the payment with OTP/transaction PIN.
- Confirmation and tracking: Note the transaction reference or UTR. Use it to track the transfer with your bank if needed.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic funds to the correct branch.
- Required information when adding beneficiaries for NEFT/RTGS/IMPS.
- Prevents transfer delays and reduces chance of return or misrouting.
- Helps customer service quickly trace a transfer using the UTR and IFSC.
- Useful for inward remittances: supply the correct IFSC to the sender to avoid manual handling.
Contact
Branch phone no: 9523596886
Branch address: TETARU, Gaya, 823311
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger and standardization under Punjab National Bank, PUNB0MBGB06 is the valid IFSC to use. Any older UBGB or DBGB IFSC codes have been revoked and will not work for electronic transfers.
Q: Where can I find IFSC and MICR on my chequebook or passbook?
A: The IFSC is usually printed on the top of the cheque leaf and on the passbook’s first page alongside the branch name. The MICR code (800811002) appears at the bottom of cheques near the account number area.
Q: What if I enter a wrong IFSC but the correct account number?
A: Most clearing systems route using both IFSC and account number. If the IFSC points to a valid branch and the account number exists at that branch, the transfer will succeed. If there is a mismatch, the transfer may be returned. Always verify both fields.
Q: How long do NEFT/RTGS/IMPS transfers to this branch take?
A: IMPS is typically instant. NEFT and RTGS are routed quickly but actual credit time depends on the sending bank’s processing and the payment system availability. Keep the transaction reference (UTR) to follow up if there is a delay.
Q: Can I receive international remittances with only the IFSC?
A: For inward foreign remittances, banks often need additional details: SWIFT/BIC code of the sponsor bank (if applicable), beneficiary account number, and branch details. IFSC helps for domestic routing; ask your bank for the exact details required for an inward foreign transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.