Bihar Gramin Bank TILAIYA IFSC Code

Bihar Gramin Bank TILAIYA IFSC Code

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Tilaiya is a village in Gaya district, Bihar (PIN 824217). This page gives the exact details you need to transfer funds to the Bihar Gramin Bank, TILAIYA branch. For NEFT, RTGS and IMPS transfers you must use the correct IFSC code. The IFSC ensures your electronic payment routes to the right bank and branch. A wrong IFSC can delay or misdirect a payment, so verify it before you send money.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name TILAIYA
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 6897
Branch Address TILAIYA, Gaya, 824217, 9523596897
Contact Number 9523596897
City Gaya
District Gaya
Reason GAYA
Pincode 824217
State Bihar

Merger Update

Important: The TILAIYA branch now operates under the single IFSC code PUNB0MBGB06 issued by Punjab National Bank (PNB). This branch was part of the regional Gramin banks (Uttar Bihar Gramin Bank / Dakshin Bihar Gramin Bank) that merged into PNB. Old UBGB and DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for NEFT, RTGS and IMPS transfers. Transactions attempted with old IFSCs will not be processed.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to route electronic payments to a specific bank branch.

  • First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
  • 5th character: Always ‘0’ (reserved for future use).
  • Last 6 characters: Branch identifier. Example: MBGB06 in PUNB0MBGB06 points to the specific TILAIYA branch under PNB.

How to Use IFSC Code

Follow these steps when making NEFT, RTGS or IMPS transfers:

  • Open your bank’s netbanking, mobile app, or visit the branch.
  • Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is typically for transactions above ₹2,00,000; NEFT and IMPS cover lower amounts — check your bank limits.)
  • Add a beneficiary by entering the beneficiary name and account number exactly as given.
  • Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, TILAIYA.
  • Verify the MICR or branch details if shown, to ensure the correct branch (MICR: 800811002; Branch code: 6897).
  • Enter the amount and any remarks. Confirm and authenticate the payment (OTP, PIN or token as required).
  • Save the beneficiary details for repeated transfers if needed.

Tip: Always confirm the IFSC and account number with the beneficiary before sending. Small errors can cause delays or returns.

Benefits of Knowing the IFSC

  • Ensures funds are routed to the exact branch for NEFT, RTGS and IMPS transfers.
  • Speeds up processing and reduces failed or returned transactions.
  • Helps you verify beneficiary details when adding accounts to your banking app.
  • Required by most online payment forms and corporate payment systems.
  • Useful for reconciliation — matching deposited funds with branch records (MICR + IFSC).

Contact

Branch Phone: 9523596897

Branch Address: TILAIYA, Gaya, 824217

Head Office: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Is IFSC the same as MICR?

    A: No. IFSC is an 11-character code used for electronic transfers. MICR is a 9-digit code printed on cheques used for cheque processing. For TILAIYA, MICR is 800811002.

  • Q: Can I use the old UBGB or DBGB IFSC for transfers?

    A: No. Old UBGB/DBGB IFSCs have been revoked after the merger into Punjab National Bank. Use only PUNB0MBGB06 for transactions to this branch.

  • Q: What happens if I enter the wrong IFSC?

    A: If the IFSC doesn’t match the account number, the transaction may fail or be routed to the wrong branch. Banks may return the funds, which adds delay. Always confirm IFSC and account number with the beneficiary.

  • Q: Which transfer method should I use — NEFT, RTGS or IMPS?

    A: Use RTGS for large value, time-sensitive payments (check your bank’s RTGS minimum, commonly ₹2 lakh). NEFT is suitable for normal transfers and usually processed in batches. IMPS is instant and available 24/7 for smaller amounts (subject to bank limits).

  • Q: How do I verify this IFSC before sending money?

    A: Verify with the beneficiary, check the bank’s printed cheque leaf (IFSC on cheques), or call the branch at 9523596897. For final confirmation, you can also contact PNB’s toll-free number: 18001807777.

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