Bihar Gramin Bank Dharamparsa IFSC Code

The Bihar Gramin Bank branch at Dharamparsa is located in Gopalganj district, Bihar (PIN 841427). This branch handles retail and rural banking needs for the local population. For electronic fund transfers such as NEFT, RTGS and IMPS, the branch uses an IFSC code that uniquely identifies it on the Indian banking network. Using the correct IFSC code ensures your funds reach the intended account quickly and without rejection.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Dharamparsa
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100495
Branch Address	Dharamparsa, GOPALGANJ, 841427, 9297954563
Contact Number	9297954563
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841427
State	Bihar

Merger Update

If this branch was earlier operating under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both banks have been consolidated under a single arrangement and now use the IFSC code PUNB0MBGB06 under Punjab National Bank’s routing. Old UBGB and DBGB IFSC codes have been revoked. For transactions, only the new IFSC PUNB0MBGB06 is valid. Always confirm the IFSC with the beneficiary before initiating a transfer.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch in electronic payment systems. Its format is:

• First 4 characters – Bank identifier (letters). Example: PUNB for Punjab National Bank.
• 5th character – Reserved and always 0.
• Last 6 characters – Branch identifier (letters and/or digits). Example: MBGB06 in PUNB0MBGB06.

So, PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06. IFSC is used by NEFT, RTGS and IMPS to route funds to the correct branch and account.

How to Use an IFSC Code (NEFT, RTGS, IMPS)

• Login to your bank’s netbanking, mobile app or visit a branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (NEFT: batch settlement; RTGS: for higher-value/priority transfers; IMPS: instant 24×7 for retail amounts.)
• Add a beneficiary: enter beneficiary name, bank name (Bihar Gramin Bank / Punjab National Bank routing as applicable), account number and the IFSC PUNB0MBGB06 exactly.
• Verify beneficiary details and confirm. Some banks require beneficiary activation (wait time) before first transfer.
• Enter the amount and transaction remark, then authenticate (OTP, token or netbanking password).
• Check the transfer status in transaction history. For failed transfers due to incorrect IFSC, funds are typically returned to the origin account—confirm with your bank if delays occur.

Note: IMPS, NEFT and RTGS timings and limits vary by bank. RTGS is intended for large-value transfers and may have bank-set minimums; always confirm limits with your bank before sending.

Benefits of Knowing the IFSC

• Ensures funds are routed to the exact branch and account without manual intervention.
• Reduces failed or delayed transfers caused by incorrect beneficiary identification.
• Required for online transfers (NEFT, RTGS, IMPS) and for filling digital forms for salary, utility or loan payments.
• Helps verify branch identity when reconciling payments or deposits (matches IFSC with branch MICR and code).
• Useful when switching banks, updating autopay mandates, or receiving remittances from outside sources.

Contact

Branch Phone: 9297954563

Branch Address: Dharamparsa, GOPALGANJ, 841427

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid code now?
  A: Yes. After the merger/realignment mentioned above, PUNB0MBGB06 is the valid IFSC for routing transactions to this branch. Old UBGB/DBGB IFSCs are revoked.
• Q: What happens if I enter the wrong IFSC?
  A: If the IFSC does not match any branch, the transaction is usually rejected and the amount is returned. If the IFSC matches a different branch but the account number is incorrect, the funds may go to the wrong account. Always verify both IFSC and account number with the beneficiary.
• Q: Where can I find the IFSC on a cheque?
  A: Many cheque leaves show the IFSC near the top or on the cheque book. If not present, get the IFSC from the branch, passbook, bank statement or the bank’s official support.
• Q: How long do NEFT/RTGS/IMPS transfers take?
  A: IMPS is typically instant (seconds to minutes). NEFT is processed in hourly/half-hourly batches depending on the service schedule. RTGS is near real-time for large-value transfers. Exact times depend on the sending and receiving banks and cut-off hours.
• Q: Do I need IFSC for UPI payments?
  A: No. UPI uses virtual IDs (VPA) and mobile numbers, not IFSC. However, IFSC is needed for bank-to-bank transfers via NEFT/RTGS/IMPS.