Bihar Gramin Bank Bathua Bazar IFSC Code

The Bathua Bazar branch serves customers in Gopalganj district, Bihar (Pincode 841425). Its IFSC code is required to send and receive electronic funds through NEFT, RTGS and IMPS. Using the correct IFSC ensures the payment routes to the exact bank branch. A wrong or missing IFSC can delay the transfer or cause a failed transaction.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Bathua Bazar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100497
Branch Address	Bathua Bazar, GOPALGANJ, 841425, 9297954557
Contact Number	9297954557
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841425
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single banking arrangement under Punjab National Bank. These combined branches now use the IFSC PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transactions to branches formerly under UBGB or DBGB, use only the new IFSC PUNB0MBGB06. Transactions using revoked IFSCs will not route correctly and may be returned or delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that identifies a bank branch for electronic payments.

• First 4 characters: Bank code. Example: PUNB = Punjab National Bank.
• 5th character: Reserved and is always 0 (zero).
• Last 6 characters: Branch identifier. In this case: MBGB06.

So PUNB0MBGB06 breaks down as PUNB (bank) + 0 (reserved) + MBGB06 (branch code).

How to Use IFSC Code for NEFT, RTGS, IMPS

• Open your bank’s internet banking, mobile app, or visit a branch.
• Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. NEFT and RTGS are used for different value ranges—select per your bank’s instructions.
• Add beneficiary details: beneficiary name, account number, and the IFSC PUNB0MBGB06 (for Bathua Bazar branch).
• Verify the beneficiary name returned by the system before confirming. A mismatch can indicate a wrong IFSC or account number.
• Enter the transfer amount and purpose. Check applicable charges shown by your bank.
• Review all details and authenticate the transaction using OTP, PIN, or token.
• Save the transaction reference or UTR. Use it to track the transfer or to raise a dispute if needed.

Benefits of Knowing the IFSC

• Ensures accurate routing of funds to the exact branch and account.
• Speeds up settlement for NEFT, RTGS and IMPS transactions.
• Reduces the risk of returns and reconciliations due to incorrect branch identification.
• Needed for setting up electronic mandates and receiving inward remittances.
• Useful for online payments, vendor payouts and salary credit processes.

Contact

Branch phone no: 9297954557

Branch Address: Bathua Bazar, GOPALGANJ, 841425

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use any IFSC for the same bank to send money?

  A: No. You must use the exact IFSC of the beneficiary branch. IFSC routes the transfer to a specific branch. Using a different branch IFSC can return the payment or delay it.

• Q: What happens if I enter a wrong IFSC but correct account number?

  A: Banks match both IFSC and account number. A mismatch often causes the transfer to fail or be returned. If the transfer succeeds despite an error, contact your bank immediately with the UTR to resolve it.

• Q: Has the IFSC for Bathua Bazar changed due to bank mergers?

  A: The consolidated IFSC to be used now is PUNB0MBGB06. Old IFSCs from UBGB and DBGB have been revoked after the merger. Always confirm the IFSC before transacting.

• Q: How long does a NEFT/RTGS/IMPS transfer take?

  A: IMPS is instant. NEFT and RTGS typically settle quickly, and many systems now operate round-the-clock. Processing time can still vary with banks and verification checks. Keep the UTR for tracking.

• Q: My transfer failed or is pending. What should I do?

  A: Note the transaction reference/UTR. Contact your branch at 9297954557 or your bank’s customer care. Provide UTR, amount, beneficiary details and time of transfer. The bank will trace and advise next steps.