Bihar Gramin Bank Husepur IFSC Code

The Bihar Gramin Bank Husepur branch is located in Husepur village, Gopalganj district, Bihar (pincode 841426). This branch now operates under the IFSC code PUNB0MBGB06. An IFSC code is essential for electronic fund transfers such as NEFT, RTGS and IMPS. Banks use the IFSC to route payments to the correct bank and branch. Entering the correct IFSC ensures funds are delivered quickly and without manual intervention.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Husepur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100501
Branch Address	Husepur, GOPALGANJ, 841426, 9297954561
Contact Number	9297954561
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841426
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). The Husepur branch now uses the single IFSC code PUNB0MBGB06 under PNB. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions, use only the new IFSC PUNB0MBGB06. Any attempt to use revoked IFSCs may fail or cause delays.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is:

• First 4 characters — bank code. Example: PUNB stands for Punjab National Bank.
• 5th character — always 0 (reserved for future use).
• Last 6 characters — branch identifier (alphanumeric). In PUNB0MBGB06, MBGB06 identifies the specific Husepur branch record after merger.

How to Use IFSC Code

Follow these practical steps when sending money to the Husepur branch (IFSC: PUNB0MBGB06):

• Open your bank’s online banking portal or mobile app and go to the payments/transfer section.
• Choose the transfer type: NEFT, RTGS or IMPS.
• Add a beneficiary (if not already added). Enter beneficiary name, account number and the IFSC PUNB0MBGB06. Confirm spelling and digits carefully.
• Verify the beneficiary. Most banks perform a quick validation to display the branch name — check it reads Husepur / PUNB0MBGB06 / Gopalganj.
• Enter the amount and any remarks. For RTGS, ensure the amount meets the bank’s minimum (commonly ₹2,00,000). IMPS is instant and available 24×7 subject to bank limits (commonly up to ₹2,00,000 per transaction; varies by bank). NEFT has no strict minimum and is suitable for routine transfers.
• Authenticate the transaction (MPIN/TPIN/OTP) and complete the payment.
• Keep the transaction reference or UTR for tracking. For failed transfers, contact your bank with this reference.

Benefits of Knowing IFSC

• Prevents misdirected transfers by routing funds to the correct bank branch.
• Speeds up electronic transfers: NEFT, RTGS and IMPS use IFSC for automated routing.
• Required for setting up beneficiaries in internet banking and UPI apps (where IFSC+account is used for bank-to-bank transfers).
• Makes reconciliation simpler: banks and accounting systems use IFSC to identify branch-level entries.
• Useful for offline verification: you can confirm branch details on a cheque leaf, passbook or bank letter against the IFSC.

Contact

Branch phone no: 9297954561

Branch Address: Husepur, GOPALGANJ, 841426

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for Husepur branch?

  A: Yes. After the UBGB/DBGB merger into Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs are revoked.

• Q: Where can I find the IFSC on a cheque or passbook?

  A: The IFSC is usually printed on the top of a cheque leaf and on the passbook’s details page. It also appears on bank statements and can be confirmed by calling the branch phone number 9297954561.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC is invalid, the transfer will typically fail and funds will be reversed. If the IFSC corresponds to a different branch but the account number is incorrect for that branch, funds could be misrouted. Always double-check both IFSC and account number. Keep the transaction UTR to resolve issues with the bank.

• Q: Which transfer mode should I use — NEFT, RTGS or IMPS?

  A: Use NEFT for routine transfers of any value (settled in batches). Use RTGS for high-value, real-time transfers (banks commonly set a minimum around ₹2,00,000). Use IMPS for immediate 24×7 transfers within the bank’s per-transaction limit (commonly up to ₹2,00,000 but verify your bank’s limit).

• Q: How long does a transfer to Husepur branch take?

  A: IMPS and RTGS (if eligible) are real-time and typically instant. NEFT transactions are settled in batches—many banks process them several times a day; timing varies by bank and cutoff times. If a transaction is delayed or fails, contact the sending bank with the UTR and the Husepur branch contact (9297954561).