The Bihar Gramin Bank Mohammadpur branch is located in Mohammadpur village, Gopalganj district, Bihar — PIN 841423. Its local phone number is 9297954562. For any electronic fund transfer (NEFT, RTGS, IMPS), you must provide the correct IFSC. The IFSC uniquely identifies the bank and branch so funds route to the right account. A wrong or missing IFSC can delay payments or cause rejection of the transaction.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Mohammadpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100502 |
| Branch Address | Mohammadpur, GOPALGANJ, 841423, 9297954562 |
| Contact Number | 9297954562 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841423 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been restructured under Punjab National Bank for their rural operations. Both banks now use the single IFSC PUNB0MBGB06 under Punjab National Bank for affected branches. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to avoid failures or reversals.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies the bank and specific branch participating in electronic fund transfers.
- First 4 characters = bank identifier. Example: PUNB = Punjab National Bank.
- 5th character = reserved and is always 0.
- Last 6 characters = branch code. Example: MBGB06 identifies the Mohammadpur branch under the new coding.
So PUNB0MBGB06 breaks down as: PUNB | 0 | MBGB06.
How to Use IFSC Code
- Open your bank’s netbanking or mobile app and choose transfer type: NEFT, RTGS or IMPS.
- Select “Add Beneficiary” or “New Payee.” Enter beneficiary name and the exact account number.
- Enter the IFSC PUNB0MBGB06 for Bihar Gramin Bank Mohammadpur. Verify the branch name and city shown by the app.
- Save beneficiary and complete the bank’s verification (OTP or in-app approval).
- Initiate the transfer. Use IMPS for instant transfers, NEFT for standard electronic transfers, and RTGS for high-value transfers. Confirm any bank-specific cutoffs, limits, or charges before sending.
- For cheque clearing, use the MICR code 800811002 where required.
Benefits
- Ensures funds are routed to the correct bank branch and account.
- Required when adding beneficiaries for NEFT, RTGS or IMPS.
- Reduces delays, failed transfers and manual intervention by the bank.
- Makes reconciliation easier for businesses and salary payments.
- Helps detect incorrect routing: mismatch between IFSC and branch name is a red flag.
Contact
Branch phone no: 9297954562
Branch Address: Mohammadpur, GOPALGANJ, 841423
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: How can I verify this IFSC before sending money?
A: Check the IFSC on the branch’s cheque leaf or passbook. Confirm with the branch phone number (9297954562) or the bank’s head office. The bank’s official communication and RBI directory also list valid IFSCs.
Q: What happens if I enter a wrong IFSC?
A: If the wrong IFSC corresponds to another valid branch, the funds may reach the wrong account. If the IFSC is invalid, the transfer will likely be rejected and returned. Always double-check the IFSC and account number before authorizing payments.
Q: Have IFSC codes for UBGB and DBGB changed?
A: Yes. After the reorganization, old UBGB and DBGB IFSC codes have been revoked. Transactions should use the new consolidated IFSC PUNB0MBGB06. Using old codes can cause failed transfers.
Q: Is IFSC the same as MICR?
A: No. IFSC is used for electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing. For this branch, IFSC = PUNB0MBGB06 and MICR = 800811002.
Q: Can the IFSC change, and how will I know?
A: IFSC can change if the bank restructures or merges branches. The bank publishes such changes through official notices and updates passbooks and cheque leaves. For this region, the consolidation under Punjab National Bank created the current IFSC. If in doubt, call the branch (9297954562) or the bank’s toll-free number (18001807777) to confirm before transacting.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.