Bihar Gramin Bank Bangra IFSC Code

Bangra is a branch of Bihar Gramin Bank located in Gopalganj district of Bihar (Pincode 841428). The branch serves retail and agricultural customers in the surrounding villages and small towns. For electronic fund transfers — NEFT, RTGS and IMPS — the IFSC code is essential. It tells the sending bank which bank and which branch should receive the money. Using the correct IFSC prevents routing errors and delays in crediting payments.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Bangra
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100503
Branch Address	Bangra, GOPALGANJ, 841428, 9297954571
Contact Number	9297954571
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841428
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been integrated into a single operating structure under Punjab National Bank for electronic payments. As a result, a consolidated IFSC code is used for the merged branches. The valid IFSC for this merged network is PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB have been revoked for NEFT/RTGS/IMPS. Only the new IFSC should be used for fund transfers to avoid failures or returns.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that identifies a bank branch in electronic payment systems. The structure is fixed:

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — always 0 (reserved for future use).
• Last 6 characters — branch identifier. Example: MBGB06 identifies the specific branch within the bank network.

Example applied to this branch: PUNB0MBGB06 — PUNB = bank, 0 = reserved, MBGB06 = branch code.

How to Use IFSC Code

• Open your bank’s netbanking or mobile banking app and choose the transfer option (NEFT, RTGS or IMPS).
• Select recipient type (Saved beneficiary or Immediate beneficiary) and choose bank transfer.
• Enter beneficiary name, account number and the IFSC exactly as PUNB0MBGB06. Even one wrong character can route the funds to a different branch or cause rejection.
• Choose transfer type: IMPS for instant transfers (available 24×7), NEFT for batch transfers, RTGS for large-value real-time transfers where applicable. Check your bank’s minimum amount limits for RTGS.
• Verify beneficiary details on screen. Confirm and authenticate using OTP or transaction password as required by your bank.
• Save the beneficiary if you will transfer again. Note that some banks have a cooling period before a newly added beneficiary can be used.
• Retain the transaction reference/UTR number until the beneficiary confirms receipt.

Benefits of Knowing the IFSC

• Ensures correct routing of NEFT, RTGS and IMPS transfers to the intended branch.
• Reduces failed or returned transactions and associated delays.
• Helps verify beneficiary details before sending money.
• Required information for utility payments, salaries and vendor payouts.
• Makes it easier to reconcile payments using the transaction (UTR) reference tied to an IFSC and branch.

Contact

Branch phone no: 9297954571
Branch Address: Bangra, GOPALGANJ, 841428
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only IFSC I should use for this branch?

  A: Yes. Following the merger, the consolidated and valid IFSC is PUNB0MBGB06. Old IFSCs previously used by UBGB or DBGB are revoked and should not be used for transfers.

• Q: What happens if I enter the wrong IFSC but correct account number?

  A: Banks route transfers using both account number and IFSC. If the IFSC points to a different branch, the receiving bank may still match the account number and credit the account, or the transaction may be returned. To avoid uncertainty, always use the correct IFSC and verify beneficiary details.

• Q: Can I use this IFSC for IMPS at any time?

  A: Yes. IMPS is available 24×7 and will work with the correct IFSC and account number. NEFT and RTGS have bank-specific cutoffs; check with your bank for exact timing and minimum RTGS limits.

• Q: What is the difference between IFSC and MICR?

  A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS) and identifies bank+branch. MICR (Magnetic Ink Character Recognition) is a 9-digit code used primarily to speed cheque processing and clearing. Both codes serve different clearing systems.

• Q: My transfer is pending or failed. What should I do?

  A: Note the transaction UTR/reference number. Contact your bank with the UTR and transfer details. If funds were debited but not credited, the sending bank initiates an enquiry. Keep beneficiary confirmation and screenshots handy. For branch-level checks, call 9297954571.