Bihar Gramin Bank Rajapatti IFSC Code

Bihar Gramin Bank, Rajapatti branch is located in Rajapatti village in Gopalganj district of Bihar (PIN 841420). This branch services local retail and business customers for deposits, withdrawals and electronic fund transfers. For NEFT, RTGS and IMPS transfers you must provide the correct IFSC code so the remitting bank routes the payment to this specific branch. An incorrect or revoked IFSC can delay or block a transfer.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Rajapatti
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100504
Branch Address	Rajapatti, GOPALGANJ, 841420, 9297954504
Contact Number	9297954504
City	GOPALGANJ
District	GOPALGANJ
Reason	GOPALGANJ
Pincode	841420
State	Bihar

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and the combined entity now uses a single IFSC under Punjab National Bank. The active IFSC for the merged entity is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 should be used for NEFT, RTGS and IMPS transactions. Using revoked or old IFSCs will result in failed or returned transfers.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments to a specific bank branch in India. Structure:

• First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
• 5th character: Always 0 (reserved).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

IFSC routes payments for NEFT, RTGS and IMPS. The MICR code (here 800811002) is different and used for cheque clearing, not for online transfers.

How to Use IFSC Code

1. Confirm the beneficiary’s account number and the exact IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Rajapatti.
2. Log in to your bank’s netbanking or mobile app, or visit the branch.
3. Choose “Add Beneficiary” or “Manage Payee”. Enter beneficiary name, account number, and IFSC. Save.
4. Validate the beneficiary if your bank requires an activation step (OTP or waiting period).
5. To transfer: select NEFT, RTGS or IMPS depending on urgency and amount. Enter amount and confirm beneficiary.
6. Check confirmation details before authorizing. Note transaction limits and cut-off times: RTGS is for higher-value transfers; NEFT and IMPS work for most retail transfers.
7. Save the transaction receipt or UTR/transaction reference for tracking. For failed transfers, contact your bank with the UTR and beneficiary IFSC.

Benefits

• Ensures funds are routed to the correct branch and account for NEFT, RTGS and IMPS.
• Reduces the risk of transfer delays or reversals due to misrouting.
• Required information for adding a beneficiary in netbanking and mobile banking apps.
• Makes reconciliation and tracking easier—each transaction receives a unique UTR tied to the IFSC and branch.
• Merged-bank clarity: using the single valid IFSC avoids rejected transfers after bank consolidations.

Contact

Branch Phone: 9297954504

Branch Address: Rajapatti, GOPALGANJ, 841420

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC for this Rajapatti branch?

A: Yes. After the merger, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs have been revoked and should not be used.

Q: What happens if I use a wrong IFSC for a transfer?

A: If the IFSC points to a different branch but the account number exists there, the funds may go to the wrong branch/account and recovery can be slow. If the IFSC is invalid, the transfer will likely be rejected and refunded. Contact your bank immediately with transaction details (UTR, date, amount).

Q: Can I use MICR code for online transfers?

A: No. MICR (800811002) is for cheque clearing. Use the IFSC (PUNB0MBGB06) for NEFT, RTGS and IMPS.

Q: How do I verify the IFSC before transferring?

A: Verify with the beneficiary, on the bank’s official documents (passbook/cheque leaf) or by calling the branch at 9297954504. For merged banks, confirm that older IFSCs are revoked and that PUNB0MBGB06 is active.

Q: Are IMPS transfers instant to this branch using the IFSC?

A: IMPS is typically instantaneous 24×7 if the beneficiary bank supports IMPS for account+IFSC. Confirm with your bank and ensure the beneficiary account is active. For very large amounts, some banks may prefer NEFT or RTGS.