The Musehri branch of Bihar Gramin Bank is located in Musehri village, Gopalganj district, Bihar. Pin code 841426. This branch serves local residents and businesses for deposits, withdrawals, and electronic fund transfers. The IFSC code is essential for sending and receiving electronic payments via NEFT, RTGS and IMPS. It tells the sender’s bank exactly which bank and which branch should receive the funds. Using the correct IFSC reduces failed transfers, delays and routing errors.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Musehri |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100516 |
| Branch Address | Musehri, GOPALGANJ, 841426, 9297954516 |
| Contact Number | 9297954516 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841426 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank for electronic clearing. All legacy UBGB/DBGB IFSC codes have been revoked. The Musehri branch now uses the single IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS. If you have older UBGB IFSC details saved, update them to PUNB0MBGB06 before initiating any transfer. Only the new IFSC is valid for transactions.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments.
- First four characters: Bank identifier (e.g., PUNB = Punjab National Bank).
- Fifth character: Reserved and always 0.
- Last six characters: Branch identifier (unique to the branch). In PUNB0MBGB06, MBGB06 identifies the Musehri branch.
How to Use IFSC Code
Follow these steps when sending money by NEFT, RTGS or IMPS.
- Open your bank’s netbanking, mobile banking app or visit the branch counter.
- Choose transfer type: NEFT (regular transfers), RTGS (large-value real-time), or IMPS (instant mobile/bank transfer).
- Enter beneficiary details: account name, account number, and the IFSC PUNB0MBGB06.
- Enter the beneficiary bank branch (Musehri, Gopalganj) and the MICR code if asked: 800811002.
- Enter transfer amount and any remarks.
- Verify all details carefully. A single-digit error in account number or IFSC can cause delays or failure.
- Confirm the transfer and authenticate with OTP or token as required by your bank.
- Keep the transaction reference number. Use it to track or to raise any dispute.
Tip: For a new beneficiary, send a small test transfer first to confirm details before sending a large amount.
Benefits of Knowing the IFSC
- Ensures funds reach the correct bank branch for NEFT, RTGS and IMPS transfers.
- Reduces delays and failed transactions caused by incorrect routing.
- Makes adding beneficiaries in netbanking or mobile apps quick and error-free.
- Required field for many online forms and merchant payouts.
- Helps customer support locate transactions fast using bank and branch identifiers.
Contact
Branch Phone: 9297954516
Branch Address: Musehri, GOPALGANJ, 841426
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is the IFSC the same as the MICR code?
A: No. IFSC is used for electronic fund transfers and identifies bank and branch. MICR (Magnetic Ink Character Recognition) is used mainly for cheque clearing and appears on the cheque leaf.
Q: Can I keep using an old UBGB IFSC saved in my bank account?
A: No. Old UBGB IFSC codes have been revoked after the merger. You must update the beneficiary IFSC to PUNB0MBGB06 to avoid transfer failures.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC points to a different bank or branch than the account number, the transfer may fail or be returned. If the IFSC and account number both match another valid account, the funds could be routed incorrectly. Always double-check account number and IFSC.
Q: How can I verify this IFSC before sending money?
A: Verify on the bank passbook, the cheque leaf, or by calling the branch at 9297954516 or the toll-free number 18001807777. You can also confirm with the branch address: Musehri, GOPALGANJ, 841426.
Q: Is IFSC case sensitive?
A: Banks generally accept IFSC in upper or lower case, but always use the code as printed (PUNB0MBGB06) to avoid any formatting issues.
Q: Do I need IFSC for UPI transfers?
A: UPI uses a Virtual Payment Address (VPA) and does not require IFSC at the time of sending. However, banks may need IFSC for certain backend processes or when adding bank account details for payouts.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.