Bihar Gramin Bank Baghi IFSC Code

Bihar Gramin Bank Baghi IFSC Code

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Baghi branch of Bihar Gramin Bank is located in Baghi village, Gopalganj district, Bihar (PIN 841441). The IFSC code for this branch is required for electronic fund transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures your funds route to the exact branch and account without delays or return charges.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Baghi
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100519
Branch Address Baghi, GOPALGANJ, 841441, 9297954519
Contact Number 9297954519
City GOPALGANJ
District GOPALGANJ
Reason GOPALGANJ
Pincode 841441
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity that now operates under the IFSC PUNB0MBGB06 (Punjab National Bank routing). Old UBGB and DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transfer to this branch, use only the IFSC PUNB0MBGB06. Using retired IFSCs will cause transaction failures or returns.

What is IFSC Code?

The IFSC is an 11-character alphanumeric code used by banks in India to route electronic payments. Its structure:

  • First 4 characters = bank identifier (letters). Example: PUNB = Punjab National Bank.
  • 5th character = reserved and is always 0.
  • Last 6 characters = branch identifier (letters and/or digits). Example: MBGB06 in PUNB0MBGB06.

So PUNB0MBGB06 splits as PUNB-0-MBGB06.

How to Use IFSC Code

Follow these steps when sending money to the Baghi branch:

  1. Open your bank’s netbanking, mobile app or visit a branch.
  2. Choose the transfer type: NEFT, RTGS or IMPS.
  3. Enter receiver details: name, account number and the IFSC PUNB0MBGB06.
  4. Confirm the recipient branch name and city (Baghi, Gopalganj) to avoid errors.
  5. Enter amount and purpose, then authenticate (OTP, PIN or biometric as required).
  6. Save the beneficiary once the first transfer succeeds for faster future payments.

Notes on service selection:

  • IMPS is instant and available 24×7 for smaller to medium transfers.
  • NEFT is suitable for most amounts and is widely available; it is secure for routine transfers.
  • RTGS is intended for large-value transfers and settles in real-time on working hours (check your bank’s RTGS availability).

Benefits of Knowing the IFSC

  • Ensures funds route to the correct branch and account.
  • Prevents delays and return charges caused by incorrect routing.
  • Makes adding beneficiaries faster and more reliable.
  • Helps customer support locate and track transactions quickly using the branch code.
  • Required for downloadable forms, inward remittance details and KYC updates involving electronic transfers.

Contact

Branch phone: 9297954519

Branch address: Baghi, GOPALGANJ, 841441

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: Can I use an old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB/DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for successful transactions.
Q: How do I verify that PUNB0MBGB06 is correct for Baghi branch?
A: Verify the IFSC by checking the branch passbook, cheque leaf (if provided), or by confirming with the branch phone 9297954519. Also cross-check beneficiary details in your bank app before authorising the transfer.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the wrong IFSC points to a different branch, the transfer may route to that branch and could reach a different account or be returned. If the IFSC is invalid, the transaction will typically be rejected. Always double-check both IFSC and account number.
Q: Are IMPS, NEFT and RTGS all available for this branch?
A: Yes. The branch is accessible for electronic transfers via IMPS, NEFT and RTGS using IFSC PUNB0MBGB06. Availability may depend on your remitting bank’s services and cut-off times.
Q: How long does a typical NEFT or RTGS transfer take?
A: RTGS is generally settled in real time during the bank’s RTGS window. NEFT transactions are usually processed quickly but may depend on your bank’s batching/processing schedule. IMPS is instant. If a transfer is delayed beyond normal timelines, contact your bank with the transaction reference and beneficiary IFSC/account details.

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