The Sampur branch of Bihar Gramin Bank is located in Sampur village, Gopalganj district, Bihar, PIN 841438. This branch handles local retail and agricultural banking services. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC uniquely identifies the bank and branch in RBI’s electronic payment systems. Using the right IFSC ensures funds route to the intended account quickly and without reversal delays.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sampur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100521 |
| Branch Address | Sampur, GOPALGANJ, 841438, 9297954521 |
| Contact Number | 9297954521 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841438 |
| State | Bihar |
Merger Update
The Sampur branch operates under Bihar Gramin Bank. Bihar Gramin Bank was formed following the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB), sponsored by Punjab National Bank. After the reorganization, all affected branches now use a single IFSC code under Punjab National Bank: PUNB0MBGB06.
Old UBGB and DBGB IFSC codes have been revoked. They are no longer valid for NEFT, RTGS or IMPS. Only the new IFSC PUNB0MBGB06 should be used for electronic transfers to this branch. Using an old or revoked IFSC can delay the payment or cause it to be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used by RBI payment systems to identify banks and branches. The structure is:
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier. It may be letters and/or numbers. Example: MBGB06 in PUNB0MBGB06.
IFSC is case-insensitive in practice but is usually shown in uppercase. It is different from MICR: MICR (9 digits) is used for cheque clearing; IFSC is used for electronic transfers.
How to Use IFSC Code
Follow these steps when sending or receiving NEFT, RTGS or IMPS transfers:
- Open your bank’s internet banking, mobile banking app, or visit the branch counter.
- Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is for high-value transfers; traditionally used for ₹2,00,000 and above—confirm current minimum with your bank.)
- Enter beneficiary name exactly as in their bank records.
- Enter the beneficiary account number carefully.
- Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Sampur branch.
- Enter the amount and purpose/remarks if required.
- Verify all details on the confirmation screen. Check account number and IFSC twice; a wrong IFSC can send money to the wrong branch.
- Authorize the transaction with OTP or your banking password.
After submission, save the transaction reference. Use it to track the transfer if there is any issue.
Benefits of Knowing the IFSC
- Ensures correct routing of electronic payments (NEFT/RTGS/IMPS).
- Reduces delays and reversals caused by incorrect branch identification.
- Required when setting up beneficiaries in netbanking or mobile apps.
- Helps verify beneficiary details before transferring funds.
- Useful for automated reconciliation in business accounting and payroll.
Contact
Branch Phone: 9297954521
Branch Address: Sampur, GOPALGANJ, 841438
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use any older UBGB or DBGB IFSC code to transfer money to Sampur?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only the new IFSC PUNB0MBGB06 for transfers to this branch.
Q: What happens if I enter the wrong IFSC?
A: If the incorrect IFSC points to another valid branch, the payment may go to the wrong account and require a recovery process. If the IFSC is invalid, the transaction will likely be rejected and the funds returned. Always double-check account number and IFSC before authorizing.
Q: How soon does a transfer reach when I use NEFT, RTGS or IMPS?
A: IMPS is instant and available 24×7 for eligible amounts. NEFT is processed in hourly batches by most banks; settlements are generally same day. RTGS is for higher-value transfers and is processed in real time during RTGS hours. Exact timing depends on your bank’s processing windows—check with the bank for cut-off times.
Q: How can I verify the IFSC for the Sampur branch?
A: Verify IFSC on the branch cheque leaf, passbook, or by asking staff at the branch. You can also confirm via the bank’s official netbanking or customer service. For Sampur branch use PUNB0MBGB06 and check the branch address and MICR 800811002 to match records.
Q: What is the difference between IFSC and MICR?
A: IFSC (11 characters) routes electronic transfers (NEFT/RTGS/IMPS). MICR (9 digits) is used to speed up cheque clearing through magnetic ink recognition. Both are used for different clearing systems and are complementary.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.